anyone dealt with Liberty Lending in St George or Cedar City, UT???

Have one more question about the legality of the loan...

I read the payday loan laws of Utah. It says the max term of the loan is 2 weeks right??? A few years ago I had a payday loan from a different place and THAT place (QC) made me sign new paperwork every two weeks and give them new checks every two weeks to renew the loan because the max allowable time period is 2 weeks.

This place only took one check back in March...yet I have been making payments on the SAME LOAN for at least 8 weeks without rolling it over, without signing new paperwork, etc.

Wage assignments can be revoked, send them the following letter:

The date
Your name and address
The name and address of the creditor
Your account number with the creditor

Dear Sir or Madam,

I hereby revoke your right to use any wage assignment I may or may not have signed with you. You no longer have my permission to use this wage assignment.

Sincerely,
Your signature

Quote:

Crystal, Crystal. Isn't it true that Liberty did not threaten you to pay $500 by Friday but rather said something along the lines of "You have always been a great customer and we will be happy to take payments on this and take a reduced balance to get this taken care of." And isn't it true that when you pointed out an error in math that Liberty saw you were correct, apologized and corrected the error and then stayed on the phone with you for close to 40 minutes (not once, but twice)working through each number to help you understand the balance? This was not your first loan with Liberty nor your first payday loan in St. George, let's not pretend now that you have stopped paying that you don't understand what's happening. Like everyone else, when you choose to stop paying bills with no communication to your debtors, there are collection costs. Did you ever contact Liberty and tell them that you were in financial trouble and to not deposit the checks? That they would be returned? Liberty has an amazing track record of stopping interest and forgiving loans for customers that are over burdened. Liberty works with every customer that works with them. Until, they are forced to put them in collections. At that point, there are other people that have to be paid and their hands are tied.

isn't Mark Sherratt one of the owners of Liberty Lending? I believe he's in jail on a drug charge, let me correct myself he was making illeagle drug and selling them through Liberty Lending.

I got a loan with these people about v3 yrs ago$1,000.I paid on this faithfully for about a year then got into some trouble and couldnt stay current.They had me come in to work it out.I was aked to make two checks $500.00 each and instead of me making a couple payments to catch up i walked out with a few hundred dollars.About $300 i recall.I know it was stupid but at the time i was desperate.I went on paying a few months then got hurt in an accident and could not work.Could not pay!I was summond to court and a judgement made against me, I didnt show.Later a warrent was issued for my arrest, i was arrested and had to post $1,000 bail which was given to Liberty.I had intended to file bankruptcy since there is no way i can ever pay off my debts i had before my accident.At this point i have paid them over$4600 and the court ordered me to pay over$2700 more.This is $7300 for a $1000 loan.Well i agreed to pay $20/mo.which i have done for 3 mo.I was late 2 days this month and they went to the court and honerable miller took all the money from my bank acct almost$800.I have other obligations How can one creditor be allowed to take everything?

Has anyone out there invested money in Liberty Lending under Mark Sherratt? I had, and would now like to know how to get my money back....since they won't answer my calls.