Check N Go Installment loan

Yes, Checkngo is licensed and legal in California. They can take you to court and garnish wages. However, they may work with you if you call them.

I had an installment loan with Checkngo and found it difficult to keep up with the 255 bi-weekly payments. I missed 2 payments and they sent me to the collections dept.

When I spoke to the lady in the collections dept. I told her I wanted to pay off the loan, but I was having difficulties with the payments. She offered me a settlement at 50% off the balance which could be paid off in 6 payments.

Hopefully they will work with you on some sort of settlement offer that you can pay off in payments.

Check n go is a licensed lender. You are responsible for both the principal and interest. They can sue you because of non-payment of debt. So I think it would be better for you to contact with Check n go and negotiate with them. If possible set up a payment arrangement with them.