I have 3pay day loans in washington state

Post a list of amounts borrowed and paid. There are a couple of life savers that know a lot more than me on here and they will help you. That will get you started.

You’re right. All of your lenders are illegal in your state. In this case you just simply pay back them the principal and get out of this vicious cycle. Close down your old bank account and open a new one to stop debiting money from your account. If you have overpaid them, so ask them for the refund.

Great Plains Lending: Original Loan $500.00 have paid $522.60 and balance is $471.78

Ameriloan: $500.00 amount paid is approximately $732 and balance is $400

greenpicket.com Loan amount of $600.00 Oweing $735.80 This is taken from my account twice per month, always have to reloan just to make ends meet, they do not offer repayment plans etc. Have had this loan for about 2 years.

So should I send the letters and then close the account, or close the account and then send the letters. the problem with closing my account is that my employer does direct deposit and this will take a month to get updated unfortunately.

first you close the account.then send the letters.why does it take a month to get your DD updated?tell them your acciunt was compromised and you either need a live check,or expedite the DD update.if you send the letters and the account isn't closed the lenders can,and alot will bleed you dry.i would talk to your payroll about this asap.

sorry if this shows up twice but didn't appear to post
Follow the advise in the signature line of helpinaz to deal with illegal lenders.
Paul is right, close the account first so they don't drain you anymore than they already have.

Here is the link if it helps - http://www.debtconsolidationcare.com/paydayloan/dealingwith-illegallenders.html