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yeah, one payday loan made arrangement...

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i have called 2 of my pdl and little loan shoppe waited till i begged and gave 2 options, one to pay at later date or another to make monthly payments and send them in mo to them. I was sooo excited, but at first he said i was such a new loan there was nothing they could do.
the other i called was ameriloan and i found out littleloan shoppe and ameriloan are not authorized in mich. Anyway ameriloan said they cant do anything unless im deliquent so to not let my next payment go through then i could do arrangments!! how wrong is that. you would think they would be happy to work with the ones in good standing, but i guess we are the ones they figure they will get the money from.

so many more to go,

i cant loggin for somereason though,

Good news about Little Loan Shoppe!

How are you dealing with not letting ameriloan go through? Have you closed your bank account? ount.html

Sub: #1 posted on Tue, 08/26/2008 - 06:32

alias1958 alias1958

(Posts: 1230 | Credits: )

I would defiantly watch ameriloan, if you just block there payment amount they could pull something a little tricky since they already know you are wanting to default. They may try and use a different amount...just watch them real close.

Sub: #2 posted on Tue, 08/26/2008 - 06:36

PinkLady PinkLady
(Posts: 1722 | Credits: )

No i didnt close my acct i want to avoid that at all cost!! But ameriloan didnt want to work with me, so i will have ot pay them off soon!!
At least im seeing the ones i need to get rid of fast!!
I just called centrunion AKA loan point usa and they are useless!! cant get anywhere with them, nothing they can do, cant change the payment, but i have $60 coming out on the 2nd i asked if the date can be moved no its an online pdl nothing we can do. then she said i can pay the $200 by the next paydate and id be pd in full - by sending in a money gram or western union!! she changed and said it was 2 days i asked if she could go to the 5th and she said she would and i asked her to send me an email stating this info, she hesitated, but i insisted!!
I really want these to go away and fast, i was stupid and its catching up to me fast, im sure many of you know what im saying!!

Sub: #3 posted on Tue, 08/26/2008 - 06:58


I thought Loan Point USA is Geneva Roth?? I owe them money and also spoke to Geneva Roth.

Sub: #4 posted on Tue, 08/26/2008 - 06:59

bea2ls bea2ls
(Posts: 3840 | Credits: )

i dont know about geneva roth, havent heard of them, but this centrunion answered loan point usa, so i dont really know what is going on!! I just wish i never got any of these loans, needed the money at the time, but i didnt think it would catch up to me like this.

Sub: #5 posted on Tue, 08/26/2008 - 07:02


You are going to have to close your bank account if you want your money to be safe. There really isn't any way around it.

Sub: #6 posted on Tue, 08/26/2008 - 07:11

goudah2424 goudah2424

(Posts: 7936 | Credits: )

Goudah is right. You can't trust them to keep any agreement. Closing your account will give you control!

Sub: #7 posted on Tue, 08/26/2008 - 07:18

Frogpatch Frogpatch
Moderators Cum Industry Expert
(Posts: 5382 | Credits: )

got another arrangement done with impact cash usa, i have it set up monthly. I do hope they abide by these i have had them email me this info and i have printed it, so i am hoping.
Do you really think i should close my acct, obviosly i cant just close it anyway i have other things coming out of it.
Are these companies or is it that my info is floating around now its open for anyone?
Ive got my fingers crossed,
thank you all so much

Sub: #8 posted on Tue, 08/26/2008 - 07:20


Crossing your fingers doesn't keep your money safe.

These places will not stop debiting your account. The ONLY way to keep your money safe is to close the account and protect it from forced openings.

Everyone has other things that come out of their bank accounts. You will have to get them switched, or stopped, and pay another way until you get everything set up at another bank. It is a small inconvience.

Just wait until the day ameriloan decides to take out the full amount you owe, but breaks it down into $40 increments. leaving you with 10 NSF fees . . . . . And then they do it again the next day.

Really, it's much better to owe these comapnies money, then owe your bank a large sum . . . be reported to Chexsystems . . . . making it harder to open a new bank account . . . . being sent to a collection agency by the bank . . . . being sued by the bank.

Sub: #9 posted on Tue, 08/26/2008 - 07:27

goudah2424 goudah2424

(Posts: 7936 | Credits: )

i agree 100%, i know crossing my fingers wont work, but i can tjust close my acct today, wish i could i have other things and direct deposit and what not.
I just want to pay these guys off, like everyone else i guess. I probably will close my acct when things clear up and through it, im sure my bank will let me open another one just switch it over i guess. Never had to do this before, boy do i feel stupid in the first place.

Sub: #10 posted on Tue, 08/26/2008 - 07:35

wendylynn93 wendylynn93

(Posts: 195 | Credits: )

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