Help me get out of payday loan hell!
Date: Sun, 02/03/2008 - 07:07
1.Ameriloan: $250, Paid,$75,$125 Rate: 684.38%
2.Cash advancenetwork:$400, Paid $120,$120,$120 Rate:608.33%
3.EZPayCash: $300, Will have to pay $90 on 2/15,Rate: 684.38%
4.United Cash Loans:$300, will have to pay $90 on 2/15. Rate 476.09%
5.Eagle Finance.com: $400, will have to pay$80 on 2/15, Rate:1,368.75%
6. Payday services: $500, paid$75,$150,$150,$175 Rate: 782.14%
7(U.K.Loan) WorldWideCashnow.com:$200, Finance charge $89
8.(U.K.Loan) Rapid Cash Management.com $200, Finance Chagres $89
9.(U.K. Loan)AIP American International Processing. $200, Finance Charge$89
10. Qloot.com $200 Finance Charges $89
11. Speedypayday.com $400 Paid, $120, $120, $120, Rate: 608.33%
This week I am closing out my checking account and using the form I found on this site to let them know I am willing to work out a payment plan. I know(from learning from this site) that I'll have a problem wit the U.K. loans this might not happen.
Please let me know if Longhorne can help me.
My Next payment due is the 15th. Please help
Hi there, Langhorne can definately help you and I would give th
Hi there,
Langhorne can definately help you and I would give them a call tomorrow. Now it would help if you could get phone numbers/addresses for all of your PDL's, including the offshores. Chances are with the offshores, they have a local phone # that would call forward to their British offices. Langhorne might also have an address for them as well.
I went with Langhorne and was pleased with them--but make sure you've looked at all of your options so you can make an informed choice and do what best meets your needs.
I may be wrong, but I believe that aip is legal. AIP 2207 C
I may be wrong, but I believe that aip is legal.
AIP
2207 Concord Pike
Wilmington, DE 19803
800-274-4159
Bronx, being that yoiu live in NY ALL pay day lians are illegal.
Bronx, being that yoiu live in NY ALL pay day lians are illegal. You are only obligated morally to repay the principle.A quick glance shows me that most of your loans are already paid or very close to being paid. What you need to do is close your account so they can not take any more money from you. Please do noit waste your money on a consolidation co. Yiou are almost done with these loans. I am also from New York.I did it on my own, as most oif us had. Yiu are practically finished. Add up what you have paid, subtract it from the principle, and that is all you owe. You may even be due for some refunds.
Help me get out of payday loan hell
Thanks for your advice Kashzan. But tell me how did you convince this payday people that they were illegal and that you were only obligated to repay the principle. Did you use a form or just called them up and told them you were only going to pay the priniciple. I look forward to your and anybody else's answer.
I'm so glad I found this community. I would be lost w/o you guys!!!
I sent them a copy of the nys laws with the letters that I sent
I sent them a copy of the nys laws with the letters that I sent out. I also reported them to the nys AG office as well as the bbb.
you dont convince anyone. The law is the law
You will find the Payday loan laws for New York here (just selec
You will find the Payday loan laws for New York here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html
Barbara, We would be more than happy to help you with the pdls.
Barbara, We would be more than happy to help you with the pdls. Would you give us a little more information so we can move you in the right direction.Could you please tell us what state you are in, whether they are storefront or internet, how much you have borrowed from each and the total of how much you have paid back to each. Also, Barbara, if you could, when you post the information, could you start your own thread. It will be easier for you to find your information again and for us to be sure your posts do not go unanswered. It will also help keep all your information in one place so you can refer back to it as needed.
