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payday loan help

Date: Mon, 03/17/2008 - 11:20

Submitted by robmeca22
on Mon, 03/17/2008 - 11:20

Posts: 40 Credits: [Donate]

Total Replies: 5


I have a few payday loans that i applied for on line. i have been paying renewal fees that are ove teh amount i actually borrowed. I have tried to work with this company but they could care less. can any way send me or show me where i can find pennsylvania rules on fees and how long a loan can be taken, rollovers ect. I have collectors calling me threatning me telling me i am committing fraud they even called my job and told the manager unless i made arrangement they would have the police come to get me what can i do. please help. i closed my account but they are still harrassing me.


Rob, We will do everyhting we can to help you. First, could you list the companies you are dealing with, how much you borrowed from each and the total of how much you have paid back to each. The collectors calling are making threats to get you to pay. They can not arrest you..they are trying to scare you and have drug your mangaer into it. I will post your state laws for you...


lrhall41

Submitted by RoxyNY on Mon, 03/17/2008 - 11:27

( Posts: 4178 | Credits: )


Okay, for one thing someone will be along shortly to post your pdl laws for your state and the second thing is nobody can have you arrested for non-payment of a pdl....you need to send them a letter revoking any wage assignments that you may have signed so that they can not attach your paycheck.

I am glad that you closed your account that way you will be able to get back on top of all. Hang in there and someone will be along shortly.


lrhall41

Submitted by ladybug on Mon, 03/17/2008 - 11:32

( Posts: 2753 | Credits: )


Hi Lady.. I am with you there...I still get weepy when I thing about my beginning on this site.

Rob..here are You will find the Payday loan laws for Pennsylvania (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Now, in the state of PA as long as internet pdl is licensed SOMEWHERE, the pdl is considered legally operating. We need to figure out if yours are licensed somewhere. Please post the information we requested so we can help you with this.


lrhall41

Submitted by RoxyNY on Mon, 03/17/2008 - 11:58

( Posts: 4178 | Credits: )


Rob, could you do us a favor please, when you come back to answer these questions, could you post on the pdl fourm so we can fine you more easily ...there are a wealth of other members, several from PA and your posting there would allow as many members as possible to help you. Click on fourms at the top of the page, scroll down to the pay day loan form and click on it...click on new topic at the top right side of the page and post away...I will be looking for you and if you can not figure out how to do that..I will keep checking back here for you.


lrhall41

Submitted by RoxyNY on Mon, 03/17/2008 - 12:01

( Posts: 4178 | Credits: )