Payday loan laws for Louisiana

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What part of the law do you want? You can search the forum. Payday loans are legal.

PDLs (online/internet) are legal in Louisiana as long as the lender is licensed within any state in the US. This does not include tribal lenders and shady dealers from Delaware.

Check out this page, I hope it will help you a lot:
Debtconsolidationcare(dot)com/paydayloan/explain-pdls-laws(dot)html

since delaware is within the US how are they not legal?your post makes no sense.

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Here is the payday loan law info:
Louisiana Payday Loan Laws
State Legal Status
Lending of payday loan is considered legal in the State of Louisiana.
also: “According to the Office of Financial Institutions, Secretary of State, and Attorney Generals Office, online lenders do not have to be licensed unless they have a presence in the state and they do not have to abide by state laws pertaining to payday loans.”

Loan Specifications
Maximun Amount of Loan - $350
Term of Loan - 60 days
Maximum Rate of Finance and Fees - Documentation fee of $5 + $45 or 16.75% of check (whichever is greater); You have to pay 36% p.a if your default period is anything between 1 to 12 months or 18% p.a if default period is beyond 13 months)
Finance Charge on $100 loan for a 14 day period - $25
APR for $100 loan for a 14 day period - 650%
Debt Limits
Maximum Number of outstanding loans permitted at a time - Not Specified
Permissible number of Rollovers - None (Cannot rollover or renew. But the licensee can accept 25% of the total advanced amount to the debtor as partial payment along with the fees and then can enter into a new loan.)

Limits of Collection
Collection Fees Amount - 1 NSF fee amounting to actual bank charge (only if disclosed) + greater of 5% or $25 (only if disclosed) + costs of court + fees of a reasonable attorney
Criminal Action - Prohibited

File your Complaint and get Information
Regulator - Louisiana Office of Financial Institutions
Address - P.O. Box 94095 Baton Rouge LA 70804
Phone - (225) 925-4660
Fax - (225) 925-4548
Regulatory Contact - John J. Braud, Deputy Chief Examiner

What I do know is that our state SUCKS on their definition of what is legal or not legal; however, with that being said, if you make any effort at all to pay any LEGAL portion back, you are good. Even if the store says I need a bigger payment. Do what I did. Those I wanted to pay back, I mailed in money orders (the .89 kind), so that they in no way had my information, Kept my receipts, just in case. BUT honestly, as long as you have repaid the actual loan amount, no way of collecting more.