Loan Point USA - advice needed
Date: Thu, 05/29/2008 - 11:06
I called him back at the # 800-351-8820
I borrowed $100 months ago and paid about $150 on it.
He says I owe $200. I told him I wanted it marked paid in full per my letter (C&D and letter stating to revoke wages etc.. and my complaints to the BBB and AG) that he read back to me on the phone. He said I had no legal standing since the extra money tacked on where not fees, but extensions on a loan. He said there is nothing I can do and I need to pay up.
Forgot to mention he said something about since i took out the loan on the internet I have to pay.
After arguing for a few minutes he said they would accept $130 at the least and i needed to pay it today. I told him I would get back to him by 4pm ET today.
I wanted to run this by my friends in this forum.
I want to fight this thing..because I overpaid them!
How should I proceed?
PS - he said they only take debit cards for payments.... LOL
I wouldnt pay that. I dealt with them as well and they accepted
I wouldnt pay that. I dealt with them as well and they accepted $20 even though they owed me $520. BE CAREFUL THOUGH because I honestly think they went so low because they thought I was gonna pay with my real debit card lol but I really paid with a visa gift card.
You might want to contact the Federal Trade Commission. For my
You might want to contact the Federal Trade Commission. For my understanding, you have the right to get proof of a debt that you owe and they can not give you a time limit. I found this on a old posting that one of the moderators posted a while back.
I would never give my debit card info. The guy told me on my voi
I would never give my debit card info. The guy told me on my voice mail that I committed fraud and an illegal action by closing my bank account. I laughed at him and told him I closed it for personal reasons. He tried to act like a lawyer on the phone.