Anyone have any luck with Zest Cash / Spot Loan??
Date: Sun, 11/18/2012 - 07:17
Just wondering if anyone has actually had any luck getting them to agree that you are paid in full, and if so, what did you have to do to get them to agree to that. Tired of dealing with them!
Thanks!
You will probably not get it
From my understanding with these tribal lenders you will probably not get a PIF letter from them. They are still trying to hide behind the "Sovereign Nation" status where they feel that you owe whatever they want you to. As you have paid the principal back, I would cut your losses.
If the lenders report you to the credit reporting agencies, file a complaint stating that they are illegal and file a report with the FTC.
If the "loans" are sold to a collection agency, send a C&D letter. The loans are illegal and unenforceable as you already know.
Hope you don't have to file any more complaints but you may have to if they report it to the credit agencies or send you to a collection agency.
You might or might not get a PIF. What matters is persistence. Y
You might or might not get a PIF. What matters is persistence. You need to keep at them and if all else fails, keep calling them and harassing them.
