Plain Green and 500Fast Cash questions

Good morning:

I came across your site and bless you all! Your support is to be commended! It is nice to know that there are people out there that care!

I live in Nevada. On 12/15/11 I made the grave mistake of taking out a loan with Plain Green for $500. I made all the payments and ended up paying them back $1182.12. Then again, being uneducated in the companies, I took out another loan on 6/3/12 in the amount of $700. I have made two payments totalling $458.80. My total received for the two loans is $1200 and to-date I have payed back $1640.92. I plan on sending out a letter to them, as per your posting, requesting back a refund of $440.92. Does this sound right?

The with 500FastCash, I took out $200 on 12/5/11 and repaid $525 on this loan and it was closed out. Then again another mistake, and on 8/15/12 I took out $350. Circumstances have caused a great hardship on me and I am unable to repay. The total amount I paid for both loans is $550, I paid the $525, now I figure I owe them $25. Is this correct in your opinion?

I had fraud in my checking account last week, from some unknown Cash Advance company, and filled out all the paperwork with my bank, filed a fraud report, and closed my account, reopening a new one with the same bank. My new account, per the bank, does not link the two together in anyway, so I should be good there.

Your comments are greatly appreciated, and God Bless You ALL!