Payday Loan Nightmare!!!!! I still need help
Date: Wed, 07/25/2007 - 09:38
I'm back. I have been so busy I haven't had a chance to read the replies. Well I closed my bank account and I do need advice on what to do next. So far no one has called me about owing the money but I'm sure iI will get harassing calls soon. Should I send them all letters or just call and try to make arrangements? I'm not sure what to even say. Can someone please help?
Can you list all the companies you have loans with and how much
Can you list all the companies you have loans with and how much you borrowed from each one. Also how much you paid to each one and if they are store fronts or internet. Also what state are you in. If you posted this previously please copy and paste it here. You will get calls. Do not pay attention to threats of legal action. They are just hollow threats.
In my opinion, if you are upfront in front of the loan companies
In my opinion, if you are upfront in front of the loan companies and explain your situation, they won't sound rude with you. You need to convince them about your repayment plan and stick to it. Make sure that the companies you are dealing with are a legit business in your state and are following the laws. Request the lenders for the latest statement of your account before setting a payment plan.