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When I first went down the road of remedying the PDL nightmare, I read that PDLs were illegal in OK. Therefore, i sent my letters stating they were illegal and therefore, I had more than paid the principal and actually paid more than that.

Much to my shock and gut wrenching feeling, I just read that they are LEGAL in Oklahoma but are capped at only having 2 out at a time and with a $500 maximum amount and no rollovers.

I was nervous before about closing my account etc but now I am flat out petrified what will happen to me.

Please someone help




What are the names of the pdl companies? How much did you borrow from them? Without much information it’s difficult to say anything.


Sub: #1 posted on Thu, 06/13/2013 - 01:11

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like just about every state a lender must be licensed in OK to lend(including internet)so i would close the account.also if the lenders are internet they most likely are illegal.so yes 99% of internet lenders are illegal,but store fronts and CSO'S are legal.provide the info requested by the guest and we can determine who is legal,or not legal,but dopn't believe just because pdl's are legal in your state that all pdl's are legal.they are not.


Sub: #2 posted on Thu, 06/13/2013 - 05:19

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15514 | Credits: )

VIP Loan prin $290 paid $929 over by $639

LoanShop prin $455 paid $1110 over by $655

MoneyLoan prin $400 paid $1097 over by $697

Hydra 1 prin $300 paid $630 over by $330

Hydra 3 prin $300 paid $630 over by $330

St Armand prin $300 paid $630 over by $330

Gentle Breeze prin $200 paid $648 over by $448

CK Marketing prin $400 paid $720 over by $320

Vista Loans prin $300 paid 540 over by $240

CashNet prin $500, paid nothing but they "say" they will work with me.

CashCall prin $2500 paid $867


Sub: #3 posted on Thu, 06/13/2013 - 05:23

bjefbatt bjefbatt

(Posts: 25 | Credits: )

is that cashnetusa,or just cashnet?big difference as cashnetusa is a CSO,and just cashnet is illegal.btw was cashcall originated through western sky?also important as if orginated through western sky that's illegal as well.either way you must close your account and find soaplady's,or helpinaz's primer on dealing with illegal lenders as all illegals you way overpaid and if that is cashnetusa they will work with you on an alternative payment plan.now please answer if cashcall was originated through western sky.


Sub: #4 posted on Thu, 06/13/2013 - 05:31

paulmergel paulmergel
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(Posts: 15514 | Credits: )

Sorry, cashnetusa and it was Western Sky


Sub: #5 posted on Thu, 06/13/2013 - 05:34

bjefbatt bjefbatt

(Posts: 25 | Credits: )

I have followed their advice- closed my bank account, sent ACH revocation/cease and desist/vol wage garnish withdrawal letters.


Sub: #6 posted on Thu, 06/13/2013 - 05:35

bjefbatt bjefbatt

(Posts: 25 | Credits: )

then cashnetusa is the only legal lender.also cashcall is the only illegal one you owe so pay them the 1,633.00 on your schedule when you can.also helpinaz is dealing with them so if you want to PM(private message) her she can help you as well with tips and strategies in regards to cashcall/western sky.


Sub: #7 posted on Thu, 06/13/2013 - 05:40

paulmergel paulmergel
Moderators Cum Industry Expert
(Posts: 15514 | Credits: )

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