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as if i didn't know better, i got myself in this situation again!
I'm having issues navigating the boads for some reason. i can't figure out which loans are legal in ohio. all are internet based, nothing storefront.
Maxlend - installment 750.00 loan paid 847.00
speedy cash installment 6-28 750.00 loan. paid 410.60
big picture loans 800 paid 359.10
Advance America installment 1000.00 have do search to figure out what i've paid. the original loan was less, then they let me borrow more, so i'm not sure.
Balance Credit serviced by promover, inc acting on behalf of bation fundion oh, llc. 800 loan paid 1762.20

would like input on what's legal and isn't. i'll close my bank account this week and send ach revocations, etc.....uggg i'm so angry at myself. i got this issue all cleared up five years ago and got myself back in the problem because of health issues and being off work.

all advice welcome




Maxlend - Illegal
Big picture loans - tribal
Advance America - Legal

Sub: #1 posted on Mon, 08/21/2017 - 01:26

ditchdebt ditchdebt

(Posts: 669 | Credits: 99.12)

Big picture loans -Illegal
Advance America - Legal
Maxlend - Illegal

You need to pay only the principal amount to the Maxlend and Big picture loans. You have to pay the principal with interest to Advance America.

If you are working and earning a good amount, then I will suggest you take out one single loan (of course from an authentic lender) to pay off all the payday loan.

Sub: #2 posted on Mon, 08/21/2017 - 05:15

sanderspatricia29 sanderspatricia29

(Posts: 724 | Credits: 74.26)

Thank you. Anyone know about the others?

Sub: #3 posted on Mon, 08/21/2017 - 14:03

Unregistered


Speedy Chash is a legal payday loan.

Sub: #4 posted on Tue, 08/22/2017 - 05:11

ditchdebt ditchdebt

(Posts: 669 | Credits: 99.12)

In Ohio, Speedy Cash, is a registered Ohio Credit Services Organization, operating pursuant to the Ohio Credit Services Organization Act. The actual lender is an unaffiliated third party.

Sub: #5 posted on Tue, 08/22/2017 - 05:23

tiarajoseph11 tiarajoseph11

(Posts: 330 | Credits: 45.4)

that just leaves the balance credit one. anyone? thanks so much

Sub: #6 posted on Tue, 08/22/2017 - 12:30

Unregistered



They charge a hefty interest rate. Many customers are not happy after taking out a loan from them. I don't think this lender is an authentic one.

Sub: #7 posted on Wed, 08/23/2017 - 06:01

sanderspatricia29 sanderspatricia29

(Posts: 724 | Credits: 74.26)

Balance credit works as a credit services organization/credit access business that arranges loans issued by a third-party lender.
For Ohio, their credit services organization certificate of registration no. is - CS. 900215.000.
So, I believe they are legal.

Sub: #8 posted on Thu, 08/24/2017 - 07:19

tiarajoseph11 tiarajoseph11

(Posts: 330 | Credits: 45.4)

Balance Credit is a legal lender. Actually, there are a Credit Service Organization.

Sub: #9 posted on Thu, 08/24/2017 - 21:15

ditchdebt ditchdebt

(Posts: 669 | Credits: 99.12)

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