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Can anyone advise if the following lenders are legal in mich
Opp loans
Spot loans
Inbox loans
Silver cloud loans
Sky loans

I have already paid way more that principal on all of them

All are tribal loans except Opp loans. Hence most of them are legal. Since you have paid more than the principal amount, there is no need to pay anything more now. You should ask them to give you a refund. And, revoke the ACH authorization as soon as possible so that they can't debit your accounts further.

As far as Opp loans is concerned, you have to find out a way. You can try to settle the loan.

Sub: #1 posted on Wed, 02/05/2020 - 21:16

Nick Jonas Nick Jonas

(Posts: 427 | Credits: )

Thanks I can afford to pay off opp loans if I can just cancel the rest! I had no idea I could do this, so glad I found this website.

Sub: #2 posted on Thu, 02/06/2020 - 11:18

juliem033 juliem033

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Just pay the principal amount to all lenders since they are illegal except Oppo loan. Pay principal with interest to OPPo loan. After that, you can revoke the authorization.

Sub: #3 posted on Fri, 02/07/2020 - 05:52

Sanders Patricia Sanders Patricia

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I would suggest you to revoke the ACH immediately. Then contact all the lenders except opp loans and ask for refund (though chances are less). Then stop making payment to Opp loan, and contact a reputed debt settlement company to settle that loan.

Sub: #4 posted on Sun, 02/09/2020 - 22:42

Barbara Delinsky Barbara Delinsky

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