Indian/Middle Eastern Payday Loan Scammers using Magic Jack phones

Have you tried providing this information to your state attorney general? Also the Internet Crime Complaint Center, that might be a good place to start. Other people may have some suggestions.

Another thought, contact the provider, complain.

I have filed complaints, but I gotta think the AG isn't going to do much since these people are not in NY where I am. Others have called Magic Jack to inform them that their service is being used for nefarious reasons, and they have gotten the runaround. They won't divulge any information about who owns the number(s), citing it is confidential.

That's why I wondered if someone had some kind of in(since some folks around here have been at this longer than I) with someone who might be able to do something about it. I mean can one sue "The Owner of this phone number" and subeona Magic Jack to give up the name?

Mike I am being called atleast 5 days a week up to 5, 10, even 20 times a day. They call my home, my cell and my former employer. Todays latest number is 310-359-0445. I am sooo stressed with these calls its insane. I file complaints every week and nothing is done. People I am friends with, cowrokers etc are being harrassed and I can not do anything. I dont understand how this is allowed to happen in the US and noone can stop them

Same thing happened to me this morning. So after the guy "John Wilson" threatened to have my thrown in jail and that he was going to call me every minute on the hour. I hung up......the called them back every 30 seconds about eighty times (good thing I have unlimited minutes!) but unfortunately now they have blocked my number and I cant get through to them. I have not received another call from them so far.....

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I just got a call from "Paul Phoenix" of the "Law Investigation Department". The number is 646-389-2681. It was obviously a boiler room because I could hear other people talking in the background. These people are overseas scammers and they can't get caught because they are spoofing the phone numbers they use.

Simply tell them you are aware its a scam. Ask them for the company they work for, not just represent, but who actually signs their paycheck. Ask them for proof of the debt, amount, date and company. Ask them to send you a certified copy of the debt. Ask them for a mailing address where you can send correspondence disputing this debt. Somewhere after 2-3 questions they will hang up on you. Then just call them back, and keep calling them back asking for the same information and letting them know you are aware its a scam. I have received two of these calls so far, and each time I have called them back repeatedly letting them know I know its a scam and demanding they prove otherwise. If they know they can't bully you and that you won't pay they have no reason to call. I just like to return the favor and call them back 16-17-18 etc times and harass them. Turn about is not only fair, its sometimes fun.

I found this web-site because i did a search for scams using Majic Jack, because I have been seeing a Deerfield Beach, FL phone # on my caller ID. Tonight I called the phone # and was told that "the Majick Jack number you have called has not yet been assigned to a customer."
Makes me wonder if an employee is using the numbers to pull off a scam? anyone else get the same message?

It wouldn't surprise me if they were using MagicJack or some VOIP. I get all kinds of phone numbers they call from. Sometimes, it only reads "00-" when they call. But each time, it is some guy or woman with a heavy Indian accent with a very American sounding name who calls and threatens me with jail, lawsuits, and anything else they can think of to make you panic and send them money. I have played around with these idiots, and while they follow a script, their whole scam falls apart when you get them off the script. Usually, I ask them for proof of my supposed debt, then tell them I talked to my loan company and they said I don't owe any money. Usually at this point, when it becomes apparent I am not intimidated, they will give me a phone number and as ME to call THEM in 10 minutes, after they supposedly check for the legitimacy of the debt I supposedly owe. I refuse to call them back and that usually gets rid of them for another couple of months.

After digging up some facts, I have found several things. First, most people who have been called by these scammers have used a payday loan (or at least applied at one). Most payday loan centers have Indian-based call centers. Shady operators bribe the call center managers for the contact lists, which include some personal information, and begin making calls from India, using a VOIP or similar technology to disguise their real numbers.

Usually, if they can't a target nervous and scared, they will claim theyhave to check with their lawyers or managers and that's the last you hear of them for a while. But, they don't give up easily and you will probably still get calls from these a-holes every couple of months. Still, it beats getting 10 calls a day.

While many who use MJ are scammers, some legit companys do use them. What is important is that they identify themselves when they call and they HAVE to offer A TOLL-FREE number to comply with FDCPA regulations.
Unfortunately if they are calling you that many times per day they are already violating the law. We are only allowed to maker a finite reasonable attempts to contact you a day and it must be between 9 to 9 YOUR TIME.
Scum agencies CANT report to credit agencies, so really all they can do is call. They can't even use the legal ways agencies can entice people to pay.

Hope it helps.

I get these calls every couple of months. I save the messages and then call them back and tell them point blank that I know what they're up to and that the Dept of Homeland Security, FBI and the state's Attorney General would love to talk to them and would they like the number? I also let them know that these agencies will find them and that I know they're located in India. "Give me your address, a-hole" - NOW. They hang up. I get these calls 2 mo. later and tell them how stupid they are thinking for 1 minute that I'm going to believe a word they say - I know that you're scammers and I am reporting you (to the above agencies) and turning over voicemail records as we speak. Then I speed dial them back and they eventually block my number. Sometimes I get their voicemail and leave the most VILE messages that I can think of! It's a great way to blow off steam....:D

when they call, act like you don't speak English. Remember in Mrs. Doubtfire when Robin Williams was crank calling Sally Fields before he went in for the kill? "I am Jo"; and that's all he said. Do something like that a few times just to screw with them!

I have gotten several calls on my cell phone from these people every day at different times-they have even started to call my boyfriends phone-they recite to me the last 4 digits of my social security number-they tell me i defaulted on a loan with a finance company-i never had a loan with a finance company-the last call when i finally got a hold of someone named christopher because i didnt understand him even after the 3rd time of asking him to repeat himself-he called me a f.................lady.....why do we let these people in our country..........please someone investigate them

Theresa, report it to your cell phone provider and ask them to change your number.

yes I gave them 150 dollars and they keep telling me the system is down isn't that a bummer