payday loans

We need more information before we can advise you:
Name of pdl
Internet or store front
Amount borrowed
Amount paid back
The state you are in is already established, Minnesota requires Internet lenders to be licensed by your state in order to lend to Minnesota residents legally, click the link below to read your payday loan laws.
http://www.paydayloaninfo.org/state_detail.cfm?id=MN
Meanwhile, I am moving this to the payday loan help section so more people will see it.

Payday loans are oneclickcash $500, paid $620 and have a balance yet of $390; cashadvancenetwork $550, paid $660 and yet owe $715; loanpointusa $600, paid $360 balance yet at $600; thinkcash $900, paid $1247 owe yet 14 more payments at $95.96 for a total of approx. $1344; paydayone $500, paid $355 balance yet $367.50; and quickest-cash-advance for $300, paid $150 and yet owe $375. These are all internet loans.

I know for certain that PaydayOne is legal, you will need to make payment arrangements with them. Request an EPP from them. I have read where other members have successfully worked out payment arrangements with them. Thinkcash isn't a payday loan it's an installment type of loan so the payday loan laws do not apply to them and they are perfectly legal in what they charge. I suggest you take care of the legal lenders first. Oneclickcash, cashadvancenetwork and loanpointusa are not licensed to lend to your state residents. I am unsure about quickest-cash-advance but leaning toward unlicensed, keep checking back for more replies though, maybe someone else can tell you whether they are licensed for sure or you could call the Minnesota Department of Commerce at (651) 296-2135 to be sure. Meanwhile, CLICK HERE to find out how to deal with illegal lenders.