In a little trouble in Minnesota

I am on the verge of consolidating all of my payday loans, but I wanted to see if there's anything else I can do being that I don't even have enough money for a fax at the moment lol.
I currently, have 6 online payday loans, I originally had one that I needed to make rent about two months ago, and then I kept having to take out another to pay the other off and yeah....
Those loans are
Cash Net USA = owe 376 (finance charge 28)
Pay Day One= originally owed 500, now I owe 330 (finance charge chages by the day, but in the neighborhood of 100)
One Click Cash= Originally owed 360, now 260 (finance charge 60)
DJR group= owe 260 (finance charge 60)
Vince Enterprises= (these people never even contacted me but they still are taking money out, but apparently I owe 260 as well)(finance charge 60)
SalaryFast.com=Owe 274 (finance charge 74)

Now somehow, someway, I had been keeping afloat, up until last week when I got a little to overzealous paying these things off, and it resulted in going $230 in the whole with about 6 overdraft fees.

But I'm just curious on a few things, one i'm pretty sure DJR group and Vince enterprises are illegal, but how do I go about negotiating with these peope?

Also I have a totally other random question

About a year ago, I got a payday loan from husk hawk group, they kept debiting my account and I could never get ahold of them via there customer service number or there fax, but I found out when I checked my credit report that they're on there, is there anyway to get them off being that they are an unlicenced lender?
Thanks for your time