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help with online payday loans

Date: Tue, 07/28/2009 - 00:06
Submitted by on Tue, 07/28/2009 - 00:06
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I live in Minnesota and had and still have several of these online payday loans. I paid on most of them for several payments but finally it became to much was wondering if you can help with the laws of my state. I printed out the list of things to do but I'm still not sure of the Laws in Minnesota. Here is a list of my previous loans and my current loans.

Previous Loans- paid on for several months then closed account

OneClickCash- paid for several months finally defaulted but I know I over paid the amount I borrowed.

UnitedCashLoans-paid for several months finally defaulted but I know I over paid the amount I borrowed.

Emerald Marketing Group-paid for several months finally defaulted then paid off with 2 payments on inflated amount due to fees.

Impact Cash-paid for several months finally defaulted but I know I over paid the amount I borrowed. Then after collection calls paid in full

City View Cash is now being serviced by Red River Ventures, LLC.-paid for several months finally defaulted but I know I over paid the amount I borrowed. Then after collection calls paid in full.

Ashland Funding-paid for several months finally defaulted but I know I over paid the amount I borrowed. Then after collection calls paid in full

JD Marketing Group-paid for several months finally defaulted but I know I over paid the amount I borrowed. Then after collection calls paid in full.

3BPayDayLoans- paid for several months finally defaulted, not sure what happenned with this one

LoanPointUSA/Geneva Roth Ventures- paid for several months finally defaulted but I know I over paid the amount I borrowed. Then after collection calls paid in full

Loan Shop Online-paid for several months finally defaulted. I closed my checking account and some how they recently got my new checking account and they just ACH $390 without my permission I have contacted my new bank and disputed this.

New Current Loans:

Paycheck Today- just opened first payment Aug.14th what should I do with this one

Kenwood Services, LLC-just opened first payment Aug.14th what should I do with this one

I have 3 store front loans from adjoining State of Wisconsin-ChecknGo,Wisconsin Auto/payday Loans,The Cash Store.

Any help would be great, thanks.


I am sure loan shop has a clause in thier contract that says they can debit any account that you own. That is one of the many reasons why you should never apply for more pdls online-because they share info- I would'nt be surprised if the others that you never recieved a PIF from come debiting the new account as well.

There is a similar thread to this going on right now. I am not sure how I feel about this. You have taken out many loans before and had to close your account so obviously know how they work. Then you go take out more ipdls have not even made one payment yet and are asking for help? I think I will stay out of this one as well.


Submitted by resqume1 on Tue, 07/28/2009 - 07:36

resqume1

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