Need a little help with some pdls on credit report
Date: Sun, 06/06/2010 - 07:57
I live in Minnesota.
Mesa Financial 350.00 sold to AIS Services (opened 7/2008)
Money and More 350.00 sold to Marauder (opened 10/2008)
SSM Group 350.00 sold to National Credit Adjusters (opened 7/2008)
Just a few questions.
1. Are any of these illegal/unlicensed?
2. Do they have a legal ability to get money?
Ive read MN law, I know they only accept loans licensed in MN under MN law and that if a loan is unlicensed in MN I am under no obligation to pay it back.
1. Can I challenge that to the bureas under the grounds that these are illegal loans that shouldnt have been offered in the first place and get them removed?
2. Does these loans being sent to a collection agency change anything? I assume no because the original creditor was illegit to begin with?
anyways, help would be appreciated thanks.
Mesa Financial 350.00 sold to AIS Services (opened 7/2008)
Money and More 350.00 sold to Marauder (opened 10/2008)
SSM Group 350.00 sold to National Credit Adjusters (opened 7/2008)
Just a few questions.
1. Are any of these illegal/unlicensed?
2. Do they have a legal ability to get money?
Ive read MN law, I know they only accept loans licensed in MN under MN law and that if a loan is unlicensed in MN I am under no obligation to pay it back.
1. Can I challenge that to the bureas under the grounds that these are illegal loans that shouldnt have been offered in the first place and get them removed?
2. Does these loans being sent to a collection agency change anything? I assume no because the original creditor was illegit to begin with?
anyways, help would be appreciated thanks.
Make sure you find out for sure these lenders aren't licensed. B
Make sure you find out for sure these lenders aren't licensed. But yes, demand it be deleted due to the fact those lenders are NOT licensed to lend, therefore making the loans illegal.
How can I check and see if they are illegal/legal though?
How can I check and see if they are illegal/legal though?
