Can I include pdls in Chapter 13 bankruptcy?
Date: Sun, 05/27/2007 - 15:56
Submitted by Lukeskywalker
on
Sun, 05/27/2007 - 15:56
Total Replies: 7
About a week ago I made a deposit at my bank, just a small amount and then the next day I checked my account and somehow the, lets say $50.00 turned into 5,000. I thought it was a miracle, an answer to a prayer. I thought god had shined on me and all was going to be ok now. I withdrew enough to pay off one payday loan, and the rest I paid off may bill on line. I thought everhtying was ok. A few days later, I checked my account, and all hell broke loose. They took their money back, and everthing that was paid with this started to comming back along with hundreds of dollars in over drafts, etc.
That 50.00 is not only costing me thousands which Ill never have, but I am so scared that i am going to jail. They made the mistake of not entering the amount of my 50.00 deposit right, and I made a mistake of being in the wrong state of mind as where I thought I had a miralcle. I did not contact my bank yet. Im so scared. There is a lake down the street from me. If I can get enough courage just to hold my breath just long enough to drown, then maybe I can get the peace that I want so much. I see no way through this, please someone help me.
No matter how bad it seems, suicide is NEVER the answer. Sign up
No matter how bad it seems, suicide is NEVER the answer. Sign up and talk with one of the consultants from this site on the phone. It's going to be a matter of setting up acceptable payment plans with everyone to get you back on your feet. Just speaking with someone about this can help ease your mind a little. Do NOT do anything drastic. This CAN be worked out, just hang in there and know that you have plenty of support right here. Please sign up so that someone can give you a call to discuss your situation.
HeretoHelp is absolutely right. Suicide is NOT the answer. There
HeretoHelp is absolutely right. Suicide is NOT the answer. There is nothing on this earth more precious than your life. You made some mistakes, and now you're in trouble...That's only temporary. Death is forever, and think of the people you would hurt.
Tuesday you need to get on the phone and start making some payment arrangements. Some people may be nasty, and it may be embarrasing, but you can work through it, and you will get it done.
Be strong and think about your family members. They will be left
Be strong and think about your family members. They will be left in tears if you take a wrong step and this won't bring peace in your soul, anyways.
If you really think bankruptcy is the option for you, talk to an attorney and get this sorted out. You can include pdls in bankruptcy. Once the debts are discharged, you won't get calls from the lenders. Let this solution be a temporary fix for you. This is much better than giving up.
SUICIDE IS NOT AN OPTION, FORGET ABOUT IT!!! For every problem t
SUICIDE IS NOT AN OPTION, FORGET ABOUT IT!!! For every problem there is a solution, sometimes it just takes time to figure it out.
How much are you overdrawn at this point? I would make arrangements with the bank to clear up that issue first, all the other creditors can take a back seat, just don't answer the phone. Right now, setting it straight with the bank would be my priority.
I know this is an old post, but can the mod remove my name from
I know this is an old post, but can the mod remove my name from these post?
thank you,
Luke
