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Great Plains lending - Missouri

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I live in Missouri. I had a loan with Great Plains Lending in in 2014/2015. I borrowed $1300 and paid back over $2600 before i had my bank account stop this from happening and ended up closing the account. This is reporting as a charge off on my credit report but I read I only owed them the principal and I'm wondering if there is any way to get them to stop reporting this as a charge-off on my report, I'm trying to correct the report.. I also have one from Cash Central on there but I haven't looked into that one yet. I saw you gave advise to someone else on GPL so I'm wondering if you know of anything I can do. I appreciate your help and time on this.

GPL is an illegal lender. So you have read it right. You only need to pay the principal amount. You owe a refund. Ask them to remove charge-off account status from your credit report. Otherwise, you'll report the matter to the State Attorney General.

Sub: #1 posted on Sun, 01/28/2018 - 23:49

ditchdebt ditchdebt

(Posts: 679 | Credits: )

Pay the principal amount as soon as possible.

Sub: #2 posted on Tue, 01/30/2018 - 05:22

Sanders Patricia Sanders Patricia

(Posts: 1239 | Credits: )

Yes, as ditch debt said, you are eligible for a refund. Contact GPL and ask them to remove the charge-off account status from your credit report.

Sub: #3 posted on Wed, 01/31/2018 - 02:38

tiarajoseph11 tiarajoseph11

(Posts: 470 | Credits: )

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