PDL's in Iowa
Date: Thu, 09/04/2008 - 08:42
Here are the laws for IA Quote:Iowa State Information Lega
Here are the laws for IA
Quote:
Iowa State Information Legal Status: Legal Citation: Iowa Code Ann. ???? 533D.1 et seq. Loan Terms: Maximum Loan Amount: $500 Loan Term: Max: 31 days Maximum Finance Rate and Fees: $15: $0-$100; $10 per $100 thereafter Finance Charge for 14-day $100 loan: $16.67 apr for 14-day $100 loan: 433% Debt Limits: Maximum Number of Outstanding Loans at One Time: Two Rollovers Permitted: None (cannot repay, refinance or consolidate) Cooling-off Period: Repayment Plan: Collection Limits: Collection Fees: One $15 NSF fee (exclusive remedy) Criminal Action: Not Specified |
You are going to need to work out payment arrangements with these companies since they are licensed and legal. Am I correct in assuming you have defaulted on these pdls?