Does anyone have access to Montana PayDay loan laws and what the law is on closing your checking account if you have outstanding payday loans? I have some storefront and internet and I just finally got my account in the positive and am curious if I should close it and work with the local companies on a payment plan? I am just beginning to tackle this PDl problem of mine and need to know where to start. Any help is gratiously appreciated.........
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.