Platinum Finance Company, LLC

I think...Platinum B, SJM Marketing and E Payday...from what I could research on the site.

Hi, mycandykiss! Good to see you again! I do believe that roxy is correct. These guys are illegal and hard a$$e$.

When you say they are hard a**s* what exactly do you mean? Have you had experience with them? I already know that they are not licensed in Nevada.....why do these unlicensed firms continue to make these illegal loans? I have had some unauthorized debits from my new bank account with Bank of America and they are very difficult to work with. They are acting like I am the criminal and refuse to credit me the money during the investigation. I am about to close my account with them also and say screw a bank account. I just really like the convenience of direct deposit but if these scam companies are going to take my money with no authorization, and the bank won't stop it - what choice do I have?

The reason I called them hard a$$e$ is because they are illegal. And I haven't personally dealt with them (thank God). They go by two or three names. They are known for threatening people with illegal threats and scaring the pants off of people. Other members have dealt with them. Your having unauthorized debits from your NEW bank account? Are they pdl debits? Did they find your new account information? I've just heard stories about Bank of America. I haven't dealt with them, but some people are unhappy with them. And, of course you're not the criminal here. These are unauthorized debits for God's sake!

Do you know what other names they go under? These are PDL debits to my New Account. Somehow they did find my new account.

I just did a search on this site.


This might be "old" information; however, it looks like they go by Platinum B Servies, SJM Marketing, EZ Payday. And I think I may have seen others posted on here also.

This is what I sent to platinum B services today. I thought I would send the following to the VP of Platinum B Services and it got sent back as undeliverable. So I contacted Dustin Dernier and said what is Josh Mitchem no longer at SJM/Platinum B

I have been dealing with your company for some time. I had a loan for 500 and paid it off successfully, I had a loan I think for $300 and paid it off successfully, $100 same thing. I have a $250 dollar loan I have had since 10/22/07 that I have paid about $675 in just fees-I did try several attempts to pay off, by sending emails to your staff I have sent faxes then I got a little lax and just thought I could go a little longer. I then have a problem with my bank account and I have to close it. I sent a fax on 3/4/08 revoking anyone who had ACH payments coming out of my account that I was revoking authorization and that they needed to contact me for further discussion to this matter-everyone was wonderful and gave me time and setup arrangements because they all know I am good with my accounts and I jumped on this before my due dates. I get a call from Nikki Walker stating that she revokes my revocation. I said I have been a good customer and that I just want to push the date out and send either a prepaid credit card or money order in the amount of $250, or make arrangements to pay it down. She says send something from my bank showing fraud-my bank is still monitoring and it has more information than I feel safe to give out. She says to send it no later than Thursday. I did get a little perturbed. I had my account closed and now have to wait until next week to open a new one since my direct deposit has stopped. If I have to abide by my loan and note disclosure then you guys would owe me money-see the attached it states my apr is 0.00%. I have the computer copy and I have the signed copy with the fax confirmation. I have other saved copies of my loan agreements and they all have typos wrong APR rates 2 different in same loan document. Please call me to discuss this further and let me know what I can do.

Was one of your loyal customers.
SJM Marketing/ Platinum B Services
Telephone Number: 1-866-722-2770
Fax:1-866-599-5161
There is a Dustin Dernier and Nikki Walker-

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They also go under Authorized Payday

Yes they are illegal used to work there it is ridiculous had to quit my morales were more important. The fbi is looking into them however due to name changes it's hard to pin them down but the better buisnsee bearu did say their illegal.