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I wanted to post to say thank you for the knowledge and POWER to get out of these payday loans. I simply copied the letter you guys suggested and just sent them off. some companies tried to strong arm me but I held firm and only paid back the principal of what was left, and even got a $450 refund from Loan Shop (they were the easiest to deal with) Ameriloan, United Cash Loans, and Magnum just simply stopped debiting and when I log into my account it says thank you for your business, if you have any questions please feel free to call us.
I know I can never be out of the woods, so I will be closing my account and opening a new one in the next week or so.
ANYONE who is in trouble and is reading this. It took me 6 weeks to get rid of 7 PAYDAY loans and saved me literally thousands of dollars on accumulating interest. Thank you so much for this community, you didnt physically save my life but the burden these debts were taking on me were affecting my mood and life style. I am no longer paying $2,000 a month just on interest.
Thanks so much and I hope everyone gets out of the troubles.

Is there a method or strategy to work with local PDL co., these companies are licensed in TN. I have three checks out to these local companies: $345.oo, $345.00, and $470.00.

Sub: #1 posted on Mon, 03/04/2013 - 10:04

Jholloway Jholloway

(Posts: 2 | Credits: 0.2)

You can now pay your illegal loans (if you still owe them a balance) at your convenience, which should allow you to get on an EPP with your legal lenders.

Sub: #2 posted on Sun, 03/03/2013 - 16:29

Moderators Cum Industry Expert
(Posts: 17214 | Credits: 4034.16)

Have multiple PDL, bith internet and local. I have determined that none of the internet co. are licensed in TN. I will follower forum advise and deal with these. My question is, "is there anyway to deal with local companies?" I have three checks out to local companies: Cash now- $470.00; Check-into-Cash- $345.00; and Advance Now- $345.00.

Sub: #3 posted on Sun, 03/03/2013 - 10:26

Jholloway Jholloway

(Posts: 2 | Credits: 0.2)

some offers no interest..

Sub: #4 posted on Tue, 01/19/2016 - 03:26

leeja021894 leeja021894

(Posts: 8 | Credits: 0.6)

Great news. Please register with the forum!

Sub: #5 posted on Thu, 09/27/2012 - 12:11

OhioGal1 OhioGal1
Moderators Cum Industry Expert
(Posts: 5254 | Credits: 717.67)

Where can I find the letters to send to pdl lenders if I have outstanding loans. I need help with cutting and reducing payments

Sub: #6 posted on Tue, 02/19/2013 - 19:29


I too found that they were the easiest to deal with. I didn't get a refund from any of the other lenders that I have used. I was able to get letters of PIF from some lenders but with others I just gave up and put them on my BK filing. =)

Sub: #7 posted on Mon, 01/21/2013 - 12:34

eeyorelover79 eeyorelover79

(Posts: 84 | Credits: 13.76)

What state do you live in?? All of your loans are illegal....offshore or tribal. Follow the link in my signature line for full information on how to deal with them.

Sub: #8 posted on Tue, 04/09/2013 - 05:10

Moderators Cum Industry Expert
(Posts: 17214 | Credits: 4034.16)

I have 3 pdl all for 300 and online lenders. They are paid biweekly from 7/12. I want to stop these guys from debit my usaa checking account. Where can I find the form and letter template to send to them. The lenders are:

GRENTERPRISES12 DEBITS 300 and 90.31 to renew

WTJ CAPITAL, LLC 8666772861 300 and 90 to renew

VIP CASH #4 PAYMENT 300 and 90.48 to renew

Thanks in advance...

Sub: #9 posted on Sat, 04/06/2013 - 16:42

Kervin Rene Kervin Rene

(Posts: 7 | Credits: 1.02)

I'm wondering of this really works.l hope that it does, so I'm going to give it a try.

Sub: #10 posted on Tue, 01/22/2013 - 06:40


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