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I wanted to post to say thank you for the knowledge and POWER to get out of these payday loans. I simply copied the letter you guys suggested and just sent them off. some companies tried to strong arm me but I held firm and only paid back the principal of what was left, and even got a $450 refund from Loan Shop (they were the easiest to deal with) Ameriloan, United Cash Loans, and Magnum just simply stopped debiting and when I log into my account it says thank you for your business, if you have any questions please feel free to call us.
I know I can never be out of the woods, so I will be closing my account and opening a new one in the next week or so.
ANYONE who is in trouble and is reading this. It took me 6 weeks to get rid of 7 PAYDAY loans and saved me literally thousands of dollars on accumulating interest. Thank you so much for this community, you didnt physically save my life but the burden these debts were taking on me were affecting my mood and life style. I am no longer paying $2,000 a month just on interest.
Thanks so much and I hope everyone gets out of the troubles.

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Sub: #1 posted on Thu, 09/27/2012 - 12:11

OhioGal1 OhioGal1
Moderators Cum Industry Expert
(Posts: 5253 | Credits: )

Where did you find a copy of this letter?

Sub: #2 posted on Wed, 12/19/2012 - 08:11


Read the link in my signature line.

Sub: #3 posted on Fri, 12/21/2012 - 07:39

Moderators Cum Industry Expert
(Posts: 17271 | Credits: )

yes payday loan apply high interest rate on the loan but some of the lenders is really good he provide easy installment loan policy but make sure before you apply.  

Sub: #4 posted on Mon, 01/07/2013 - 00:27

Nicol payday Nicol payday

(Posts: 5 | Credits: )

I have mutiple on-line payday loans that I believe are illegal in Ohio. I have paid a huge amount of fees. These people are ruthless. I am following the advice on this forum that I have seen and I think I might be getting some where ! Thanks for the great advice !!

Sub: #5 posted on Tue, 01/08/2013 - 08:33


Where can I find a copy of the letter you used? I also have multiple pay day loans I am trying to deal with....

Sub: #6 posted on Thu, 01/10/2013 - 15:46

macgowansc macgowansc

(Posts: 10 | Credits: )

I too found that they were the easiest to deal with. I didn't get a refund from any of the other lenders that I have used. I was able to get letters of PIF from some lenders but with others I just gave up and put them on my BK filing. =)

Sub: #7 posted on Mon, 01/21/2013 - 12:34

eeyorelover79 eeyorelover79

(Posts: 84 | Credits: )

I'm wondering of this really works.l hope that it does, so I'm going to give it a try.

Sub: #8 posted on Tue, 01/22/2013 - 06:40


anyone have the email addresses for Discount Advances and PayDay Max? Thx

Sub: #9 posted on Thu, 01/24/2013 - 11:27

paidwaytoomuch paidwaytoomuch

(Posts: 2 | Credits: )

Bourbon House, Bourboun Street, P.O. Box 1695, Castries, St. Lucia, and/or 130-918-16 Avenue N.W., Calgary, Alberta, Canada T2M 0K3, and/or Box 13, 918-16

I got this address from the Deparment of Corporations in CA

They were served with a Desist & Refrain Order in March 2012

Sub: #10 posted on Thu, 01/24/2013 - 13:22

eeyorelover79 eeyorelover79

(Posts: 84 | Credits: )

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