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I took out a loan through MY1Direct a couple of ye

Date: Tue, 05/10/2011 - 13:32

Submitted by bgary77
on Tue, 05/10/2011 - 13:32

Posts: 6 Credits: [Donate]

Total Replies: 5


I took out a loan through MY1Direct a couple of years ago. I now have a guy by the name of Allan Miller from United Claims Service claiming he is in their legal department. He told me that by me taking out this payday loan over the internet it was a felony for something like taking money over statelines and also a civil matter. He also said that if I did not pay them by Wednesday that they were going to have the cops come to my place of work to arrest me. I tried to tell him that according to New Mexico law I could not be arrested for not paying a payday loan and he told me to call the local police and ask them. I am very worried and scared because I have children at home. I tried to tell the guy that I could pay him $100 a month, but that is all I could afford because I am supporting a family of 8 on my income alone and I don't make that much after taxes. Even forking out $100 a month is going to really put me in a bind. What can I do because I can't afford a lawyer, yet this guy practically calls me 4 to 5 times a day. Is there anyone that can help?


Not paying a payday loan is not a criminal offence. Thus, I don't think that the local police will arrest you for this case. If the payday lender is legal in your state, then you should negotiate for an affordable payment plan in order to get rid of the debts. You can even check out the option of debt settlement.


lrhall41

Submitted by Anna Sweeting on Tue, 05/10/2011 - 21:07

( Posts: 1827 | Credits: )


well since this is an illegal lender please answer the following.

1)how much was borrowed
2)how much was debited prior to default

if number two matches or is greater than number one you owe nothing.i would file a police report as yes threatening arrest is illegal for a debt.btw never just pay,or agree to pay a voice over the phone especially one that threatens you illegaly.demand details in writing before discussing the mattter futher.btw thia isn't legit and it should be treated as such.


lrhall41

Submitted by paulmergel on Wed, 05/11/2011 - 06:32

( Posts: 15514 | Credits: )


guess what allen is a humanoid unarrested criminal.you only owe 210.00 as you paid 90.00 on 300.00 loan nothing more.anything this piece of garbage threatens he can't/won't do.file a police report as again illegal threats by an idiot who is as much a lawyer as i am.also file AG complaints against not only MY1,but this idiot.use the number you have for this as i'm guessin he gave no other info.typical bottomfeeding lawbreaking scuzz.yes technically you owe 210.00,but if an illegal idiot wants to brealk the law with threats too bad for him.file the report and complaint and ignore him.he can do nothing he threatens.


lrhall41

Submitted by paulmergel on Wed, 05/11/2011 - 06:44

( Posts: 15514 | Credits: )