logo

Debtconsolidationcare.com - the USA consumer forum

Forums
  • Latest topic

mycashnow.com

Date: Fri, 08/21/2009 - 07:10

Submitted by anonymous
on Fri, 08/21/2009 - 07:10

Posts: 202330 Credits: [Donate]

Total Replies: 6


I got a internet loan with them about three weeks ago for 500. Somehow im guessing my fault they had me down as getting paid every week even tho I get paid bi weekly. So I had to make payments every week. On the 6th of this month I called to try and correct this. They told me I would need to fax in my last to pay stubs. Sinnce I have direct deposit they get mailed to me I explained this and paid on my off week again. Last night I called upon receiving my pay stub and spoke with them again. I was told to fax them in before 7 and I would be fine. I wrote a note with ity explaining my problem. And did not pay this time seeing as it is my off week. They took out the entire loan! Im overdrawn now. I called 1st thing. They told me they indedd did get my fax but I never called backk to verify that. I was nevrr told to. So now I have to call back again after 12 once they listen to my call and figure out who was at fault. But they acknowledge geting my fax last night so they knew today was not my payday. Is there anything I can do if they won't fix this. Im wrose off now befiore I got the loan. Im negative 545 bucks I don't get paid for a week and once I do get paid with bank fees imma have 100 bucks for two weeks if im lucky. Please help thank u. Oh and I li vein delaware if that matters.


Hi Heather,
I can see that you are in a payday loan trap and I would suggest you not to take payday loans, as they charge you high finance charges which leads you to financial crunch. Payday loans will never understand your problems and they are just interested in there money. Please close your checking account as soon as possible so they cannot debit any money from your bank account. To avoid further problems.


lrhall41

Submitted by Van Cliburn on Tue, 05/04/2010 - 14:37

( Posts: 29 | Credits: )


Payday loan companies are pitiless people,they are just not bother about what situations and problems you are in. By hook or by crook they just want their money back. In order to stop them from hitting your checking account you need to close your account ASAP. After that is done you can go ahead for a debt settlement program and get that account taken care off.


lrhall41

Submitted by Stephanie Shepherd on Tue, 05/04/2010 - 14:50

( Posts: 26 | Credits: )


[QUOTE=Stephanie Shepherd;694620]Payday loan companies are pitiless people,they are just not bother about what situations and problems you are in. By hook or by crook they just want their money back. In order to stop them from hitting your checking account you need to close your account ASAP. After that is done you can go ahead for a debt settlement program and get that account taken care off.[/QUOTE]
I disagree, why should anyone hire a debt settlement company when they can do it their self FREE!


lrhall41

Submitted by Shazzers on Tue, 05/04/2010 - 18:52

( Posts: 17344 | Credits: )


Hi Shazz, to some extend I agree and disagree with you. Because if all payday loan companies would have been legal, the customer had not gone through situation where there checking account were debited illegally. Moreover if you try calling these payday loan companies to settle your accounts. They wouldn't bother doing that with you because the finance charges which you are paying them each month its a profit which is going towards there company and hence they do not settle with any client.And moreover there is no way for the customer to settle there account by themselves. And they has to look for a settlement company to consolidate there debts.


lrhall41

Submitted by Van Cliburn on Wed, 05/05/2010 - 14:22

( Posts: 29 | Credits: )