PAYDAY LOAN HELP

Payday One is probably licensed since they usually only make loans in states where they have licenses. None of the others are though.

So what course of action should I take ?

Payday One is the only one that's licensed in Ohio, you'll need to contact them and make payment arrangements, they are fairly easy to work with, the rest of your pdl's aren't licensed in Ohio.

I hope the information below will help you. :)
You are only obligated to pay back the principal amount you borrowed from an unlicensed/illegal Internet Payday Lender.
[quote]
What should you do?
Close your account asap, if you are unable to close your account, go into your bank and ask to speak with the Branch Manager, tell him/her you need a hard debit block placed on your account immediately! Explain that you are revoking ACH authorizations from unlicensed/illegal companies, and have learned these companies are notorious for ignoring revocation, therefore it is important to BLOCK any withdrawal attempts on your account to protect your interest. This is your privilege, do not accept no for an answer. The following link will provide you important information regarding closing accounts. CLICK HERE

What next?
AFTER your account is secure send each pdl (the unlicensed and illegal) an email similar to THIS (please scroll down to locate letter template). Tailor this letter to your needs, and try to write it with the same basic concept in your own words. You will need to research and locate email addresses/physical addresses if you don't already have them, I suggest that you type the name of the pdl (example: "oneclickcash address") in the search box in the upper right hand corner of this forum. You may also search for addresses HERE at the Better Business Bureau.

File complaints: Most of the time, you can file a complaint online with the following, I encourage you to follow through with doing so, you will need to search the Internet for your state Attorney General's website, however, here are links to file complaints for the FTC, Online complaints: Federal Trade Commission., and the BETTER BUSINESS BUREAU.

Keep in mind that you may not receive a response for days, or even weeks, or, you may receive harassing and threatening phone calls. I have found the best way to deal with this is not to respond or reply, simply hang up.

Side note: If you have paid an illegal/unlicensed payday lender above and beyond the principal amount you borrowed, it might be a good idea to demand a refund and a paid in full letter/receipt. You may or may not get one or both. It still doesn't hurt to include that tidbit in your letter. :)[/quote]

Secure your checking account by putting a block for electronic debits. Please read the sticky in regards to closing your account.

does anyone have addresses for these companies? I also have a internet loan with magnum are they legal in ohio?

No Magnum isn't legal in OH. either, I have addresses at home, I will post them later tonight, unless someone else would be kind enough to do so. :)

sorry to have so many questions I'm new to this site ,but where can find these letters? thanks

What kind of letters do you mean?

I'm looking for the following letter template refering to stopping all ACH from these company.

if my pdl are not legal do I still need to pay them ? if so how

if my pdl are not legal do I still need to pay them , if so how much do I need to pay them. I 'm also looking for e-mail addresses , addresses for the the following BIG, MAGNUM , MY CASH SUPPLY ,500 FAST CASH , GENEVA ROTH VENTURES . Where can I find sample letters to send these companies ? thanks for the help

If the pdl's are not legal you should pay back the amount that your borrowed. Any fee's you paid would go toward this.

Please read what I posted above, all pertinent information is in that post, closing accounts, sample letters, who and how to contact, etc. Re-read it, all the info you will need in regards to handling illegal pdl's are in the post in quotes.

Quote:

I 'm also looking for e-mail addresses , addresses for the the following BIG, MAGNUM , MY CASH SUPPLY ,500 FAST CASH , GENEVA ROTH VENTURES . can anyone help?

Posted: Fri Oct 10, 2008 8:03 am Subject:

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I 'm also looking for e-mail addresses , addresses for the the following BIG, MAGNUM , MY CASH SUPPLY ,500 FAST CASH , GENEVA ROTH VENTURES . can anyone help?

Posted: Fri Oct 10, 2008 8:03 am Subject:

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I 'm also looking for e-mail addresses , addresses for the the following BIG, MAGNUM , MY CASH SUPPLY ,500 FAST CASH , GENEVA ROTH VENTURES . can anyone help?

I located these here at this forum by typing in the name of the company in the search box located in the upper right hand corner of this forum, I am not sure of the accuracy, so you may need to do further research if any of these addresses fail. :)

BIG1005 Terminal Way Ste 102 & 110,
Reno, Nevada, 89501
Phone: 775-3247676
Fax: (877) 762-7350

Magnum Z LLC / DEBT DOCTORS
Address - PO BOX 126, WENTZVILLE MO 63385-0126
Phone - 888-276-4189 / 888-756-2607

CashSupply
314 N Riverside Drive
Espanola, NM 87532
(800) 416-5402

500FASTCASH
515 GSE
Miami, OK 74354
Telephone: (888) 339-6669

500Fastcash
2533 N. Carson St.
Carson City, NV 89706
Telephone: 913-648-5858

Geneva Roth Ventures
P.O. Box 148
Shawnee Mission, KS 66201
800-351-8820 ext. 247
The ext. is for Trent Bradley Director of Fraud and Compliance
913-825-1200 (direct office number)

If you do a search in the box above all the addresses and email addresses and phone numbers are there

are payday max internet loans legal in OHio ?

is payday max a legal internet lender in Ohio?