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Debtconsolidationcare.com - the USA consumer forum

HELP me, too many pdl's!

Date: Wed, 07/08/2009 - 10:17

Submitted by holly_greeneyes2002
on Wed, 07/08/2009 - 10:17

Posts: 5 Credits: [Donate]

Total Replies: 10


:oops: I am quite embarrassed to say this but I have fallen into the depths of hell with online payday lenders! I am meeting with my atty, on Monday to discuss a chapt7 or 13, to help me out of this hole, I need to know 1st, is this a wise thing to do, 2nd- I closed my account at my bank. And 3rd can some one tell me the numbers and adresses for these places? My loans are as follows
Ameriloan
cashnetusa
mypaydayloan.com
paydayone.com
mynextdaycash.com
multiloansource.com
united cash loans.com
nationalmoneystore,com
check into cash (online)

my amounts are anywhere from 300- 500 for each one.... can someone help?


you can go to each of the individual sites and find their address and phone numbers under contact usually at the bottom of the web page.


lrhall41

Submitted by on Wed, 07/08/2009 - 16:22

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Yes - HI there, I live in WI and this is how much I have paid...

Ameriloan 400.00 loan I have paid 180.00 just in Int.
cashnetusa 400.00 loan I have paid 240.00 just in Int.
mypaydayloan.com 400.00 loan I have paid 300.00 in Int. and 50 on princ.

paydayone.com 450.00 loan and I have paid 240.00 in just Int.
mynextdaycash.com 300.00 loan and I have paid 520.00 in just Int.

multiloansource.com (same amounts as above)
united cash loans.com (ditto)
nationalmoneystore,com 250.00 loan, I have paid 75.00 on princ.
check into cash (online) 200.00, paid 5o on princ. and 45 in Int.

I dont know how I let myself get into this mess, I think I just got caught in this crazy circle of 'borrow from one to pay another'.....


lrhall41

Submitted by holly_greeneyes2002 on Fri, 07/10/2009 - 07:47

( Posts: 5 | Credits: )


The contact info for CashNetUsa:

CashNetUsa
888-801-9078
888-801-9075 (FAX)

1600 W. 7TH ST.
FORT WORTH, TX 76102-2504

CUSTOMER CONTACT:
ANDY LAPOINTE-MANAGER
888-801-9078
[email]ataylor@cashnetusa.com[/email]

*ADDITIONAL ADDRESSES:

CashNetUsa
P.O. BOX 06230
CHICAGO, IL 60606-0230
--------------------------------------------------------

CashNetUsa is a licensed and legal PDL company. They are a member of CFSA and the BBB.


lrhall41

Submitted by on Fri, 07/10/2009 - 08:27

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I, too got myself into the same debt. The only way, is to pay down your debt and pay it off as soon as you possible. Even if this makes you fall behind on your bills, do this. Call and make arrangements to try and catch up on home bills, gas, eletrice, cable & phone etc. With late fees, overlimit on credit cards, which usually are impossible to payoff. Bankruptcy, is the way to go. If you read the contract of most payday loans, it clearly states; you can't declare bankruptcy. I have one more payday loan to pay off, which will be 1/9/10. What you do now is unsubscribe to all offers. Good Luck.


lrhall41

Submitted by on Wed, 01/06/2010 - 06:27

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Quote:

Originally Posted by Anonymous
I, too got myself into the same debt. The only way, is to pay down your debt and pay it off as soon as you possible. Even if this makes you fall behind on your bills, do this. Call and make arrangements to try and catch up on home bills, gas, eletrice, cable & phone etc. With late fees, overlimit on credit cards, which usually are impossible to payoff. Bankruptcy, is the way to go. If you read the contract of most payday loans, it clearly states; you can't declare bankruptcy. I have one more payday loan to pay off, which will be 1/9/10. What you do now is unsubscribe to all offers. Good Luck.


nice advice ging.i for one am not going to tell people to foresake other bills to pay online pdl's.most of which are illegal.btw if the pdl is illegal then the contract is worthless.that includes the bk clause.you are a shill.i know by your stance to declare BK for everything else.let your real bills go.pay the illegal lender.go away shill.


lrhall41

Submitted by paulmergel on Wed, 01/06/2010 - 06:38

( Posts: 15514 | Credits: )


Quote:

Originally Posted by paulmergel
nice advice ging.i for one am not going to tell people to foresake other bills to pay online pdl's.most of which are illegal.btw if the pdl is illegal then the contract is worthless.that includes the bk clause.you are a shill.i know by your stance to declare BK for everything else.let your real bills go.pay the illegal lender.go away shill.

You are 100 percent correct! Every bit of advice I've seen on this great site urges people to pay their "regular" bills first. (interesting to see that the shills and others associated with PDLs' are monitoring this site, huh?)


lrhall41

Submitted by on Wed, 01/06/2010 - 06:58

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