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Debtconsolidationcare.com - the USA consumer forum

Debt validation request or cease and desist

Date: Tue, 08/14/2012 - 12:36

Submitted by anonymous
on Tue, 08/14/2012 - 12:36

Posts: 202330 Credits: [Donate]

Total Replies: 3


We have national credit adjusters contacting us asking for payment on payday loans. Should I send a cease and desist or ask for a debt validation? I'm in NY so payday loans are illegal--


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If you send a cease and desist, by law they cannot contact you.

Dear CA

I hereby demand you cease and desist any and all contact with me and anyone associated with me in regards to account #_____________,
original creditor ____________. Payday loans are prohibited in my state of New York and as such, the contract you are collecting on is null and void and unenforceable by law.


lrhall41

Submitted by SOAPLADY on Tue, 08/14/2012 - 13:10

( Posts: 17315 | Credits: )


Definitely a cease and desist using soaplady's format. There is no need to even give these people the time of day - they are collecting on illegal debt. Even if they have multiple loans from multiple people just send a cease and desist and that's it. They know damn well it's an illegal loan.


lrhall41

Submitted by waffles on Tue, 08/14/2012 - 13:26

( Posts: 1697 | Credits: )