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national-payday loan

Date: Sun, 08/02/2009 - 18:12

Submitted by adrianna.drake
on Sun, 08/02/2009 - 18:12

Posts: 21 Credits: [Donate]

Total Replies: 4


I am going to revoke my ACH for my PDLs. While searching, in vain, for the contact information for NPL, I found this information:
All applications, transactions, credit decisions and your account shall be governed by all applicable Federal laws and all laws of the jurisdiction in which the Lender is located, regardless of which state you may reside, and you consent to the exclusive exercise of regulatory and adjudicatory authority by the jurisdiction in which the Lender is located over all matters related to this Note and your account, forsaking any other jurisdiction which either party may claim by virtue of its residency. The funds will be disbursed from our account. This service does not constitute an offer or solicitation for short term loans in all states. This service may or may not be available in your particular state. The states serviced may change from time to time without notice. Regardless of where you may be viewing or accessing this site, you as the borrower are responsible for complying with any local statutory obligations that may exist in your state or area with respect to this transaction. The Federal laws and laws of the jurisdiction in which the Lender is located governing this consumer loan agreement may differ from the laws of the state where you reside. If you do not want to enter into a consumer loan agreement with us under our terms, then you should apply for a loan at a provider located in the state where you live. All aspects and transactions on this site will be deemed to have taken place at our location, and will be deemed to be regulated by all applicable federal laws and the laws and regulations of the jurisdiction in which the Lender is located.

Can this be used against me? They are not legal in my state, but the agreement states that I am going by THEIR laws.

I just don't want these five Internet PDLs to hurt me...my credit sucks horribly without them!

HELP!!!


I've been researching this weekend...I have my letters ready. This week I will be going to my bank to hard block AND close my account. Just a LOT of things worry me. These loans have helped me dig myself into a pretty large hole...my rent is late, my car is about to be Repossessed...all because my money is going to finance charges. I'm REALLY worried that they will not follow my wishes and attempt to contact me at work..I don't exactly work in a place that would take kindly to this type of thing....


lrhall41

Submitted by adrianna.drake on Sun, 08/02/2009 - 18:29

( Posts: 21 | Credits: )