Threatened with 3counts of fraud. Said they were filing a lawsuit and i was giing to jail!

What state are you in? Did this Attorney give you their name? Did you look up their phone number to see if they are for real? See, the problem with phone calls is, you never know for certain if it's someone playing a practical joke, or a scam, or even if it's a legit 1. That's why you should never admit to owing a debt over the phone. You can't go to jail for owing a debt, and this attorney needs to be reported to the FTC, BBB and your attorney general's office. Anyone who makes threats like this are the ones who need to go to jail. How stupid can they be threatening to put your references in jail, that's a BIG red flag right there, it's an outrageous and ridiculous threat. REPORT them! Ignore their threats because they are lies!

I reside in North Carolina.

I contacted NC Attorney General's office and now waiting a call back -- I also contacted my bank--and they have no record of me receiving monies from Advance America, and my bank stated that they have received numerous calls from clients stating the same phone calls -- is this a scam? They had my bank acct # and bank name -- I am in the mist of changing my account number immediatley!! Can anyone tell me my rights in NC?

They were calling out of NY, and they said the law office name so fast., and I could hear other caller in the background saying the same spiel -- they had a very heavy accent --hard to understand!!

Calm down. It's a scam. If they call again, tell them to send you something in writing. If they give you excuses about why they can't, or won't, just ignore them. Reporting them is the way to go. Securing your account is also smart. You may also want to send them a cease and desist letter along with a wage assignment revocation (to be on the safe side).

If the guy had a heavy accent it's also entirely possible they aren't even located in the United States, even if they're using a US phone number. These places are unbelievable!

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