Need PDL Help in NC!!

Hi,
You really made a big mistake by getting into this payday loan mess.This Online payday loan companies are not legal at your borrower,that's why they charge you such a high interest charge every month.
Once you have already closed your bank account have over paid them on every accounts almost,the best option for you would be to get in touch with them & work out a payment plan & pay them off as early as possible...

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Please don't feel ashamed, we are here to help you not judge you. I was booted off the forum awhile ago so I couldn't respond with any advice, hang tight while I do some research.

Thanks Shazzers. I already beat myself up on a daily basis for how stupid I was to get in this mess.

Here's a quick update. JHS Marketing responded to my email and said that I signed a contract and am obligated, however, at this time they are considering the debt paid in full. Whoo hoo!

The email I sent to Vince Enterprises came back saying they were the customer service group and they would forward my email to Vince Enterprises. They also provided an address. Here it is in case anyone else needs it:

Vince Enterprises
623 Main St. Hunkins Plaza
Charlestown Nevis, West Indies

Still waiting to hear from the rest of them.

Your payday loan laws are at the link below, obviously you already know none of these lenders are licensed.
paydayloaninfo.org/stateinfo/NC.asp

I do hope you realize that closing your account is really the only way to completely protect your account, placing blocks and freezes on your account will only be effective temporarily, your account will never be safe again. CLICK HERE to find out how to deal with unlicensed lenders.

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[URL="http://javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("ctl12$gc1$s$gridResults$ctl02$lbReport", "", true, "", "", false, true))"]Paycheck Today[/URL]
418 G St. SE
Miami, OK 743
Phone-866- 756-0600
Fax-800- 671-0131

[URL="http://javascript:WebForm_DoPostBackWithOptions(new WebForm_PostBackOptions("ctl12$gc1$s$gridResults$ctl02$lbReport", "", true, "", "", false, true))"]Kingston Financial[/URL]
2274 South 1300 East Ste G15 # 178 PMB
Salt Lake City, UT 84106
Customer Contact: Ms Sheila Price - 800- 620-8790
Phone-800- 620-8790

JHS Marketing
6505 Runningwoods Dr
Tampa, FL 33634-4721
Phone: (813) 850-1380

Loan Shop
E-Care/Sonic Payday/Cash Transfer Centers/Loan Shop/Northway Credit (these are all one company)
13696 104th Avenue
Surrey, BC Canada V3R 1V9
phone: 1-866-958-3278
fax: 1-866-809-4069
email: customercare(at)cashtransfercenters.com
Loan Shop
1-800-806-9971 Phone Number
1-800-488-3481 Fax Number

hey shazzers that is some real good information you provided there and you should keep up the good work.I agree with shazzers on closing your bank account since these paydayloans charge your account through a virtual terminal and often function under different names so if you put stop payment on one the charge you for a different amount and a different name.we have your back on this forum you can check this link
for the payday loan state law. credit.com/credit_information/credit_law/PaydayLoanLaws.jsp
i think this may be help full. You can also use the sample debt validation letters for disputing these debts i hope it will be of some use to you. all the best and go for them
thanks shazzers once again for your contribution:)

Thank you Shazzers for the addresses. Do you have an email and/or address for MyCashNow? All the emails I get from them are returned undeliverable when I respond.

Here's an update on my situation:

JHS considers paid in full
CashTransferCenters sent me an email saying loan was paid off and I can no longer access their site.

No other communication from anyone else.

Bank account is closed and they are no longer able to get my money!!

This is a great forum and I appreciate all the help I've received. Thank you for providing such a great place for advice!!