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pdl in nc

Date: Tue, 08/11/2009 - 18:15

Submitted by anonymous
on Tue, 08/11/2009 - 18:15

Posts: 202330 Credits: [Donate]

Total Replies: 3


I have been paying a payday loan for at least two years. I got it over the internet. I'm not sure if it is legal in North Carolina. The company in Interim Cash. How can I get them to stop debiting my account? When I tried to pay it off, they took two payments, then went back to taking the fee only saying I defaulted on the agreement by missing a payment.


You can learn the pdl laws in your state here.

All payday loans, including internet pdls are prohibited in North Carolina.

Quote:

How can I get them to stop debiting my account


You would need to revoke their ACH rights and close your bank account as a prevention. Read the sticky at the pdl forum that has detailed the method of dealing with illegal pdl lenders.

Hope it helps.


lrhall41

Submitted by SC on Wed, 08/12/2009 - 00:23

( Posts: 3937 | Credits: )


First of all, please list the following information so we can help you.
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.
I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. http://www.debtconsolidationcare.com/paydayloan/close-account.html

Please do not let any of these pdl's know you are going to close your account, until AFTER you have done it!


lrhall41

Submitted by Shazzers on Wed, 08/12/2009 - 09:48

( Posts: 17344 | Credits: )