pdl hell in NE
Date: Tue, 01/06/2009 - 23:19
I have 8 and all are storefront loans. Can I get extended payment programs from them?
Some of the places I've been dealing with are so nice and
friendly but will probably turn against me when they find out
I cannot pay. I've had several of these for a long time. So they've most definitely received the principal balance many times over.
I'm so glad I found this site.
Thanks for your help.
Payday loan laws in NE Quote:Nebraska State Information Lega
Payday loan laws in NE
Quote:
Nebraska State Information Legal Status: Legal Citation: Neb. Stat. Ann. ?? 45-901 Loan Terms: Maximum Loan Amount: $500 Loan Term: Max: 31 days Maximum Finance Rate and Fees: $15 per $100 or pro rata for any part thereof on amount of check Finance Charge for 14-day $100 loan: $17.65 apr for 14-day $100 loan: 459% Debt Limits: Maximum Number of Outstanding Loans at One Time: Two Rollovers Permitted: None (cannot repay, refinance, consolidate) Cooling-off Period: Repayment Plan: Collection Limits: Collection Fees: $15 NSF fee Criminal Action: Where to Complain, Get Information: Regulator: Nebraska Department of Banking & Finance Address: Financial Institutions, 1230 'O' Street, Suite 400 P.O. Box 95006 Lincoln NE 68509 Phone: (402) 471-2171 Fax: Regulatory Contact: Karen Reynolds,, Review Examiner |
Most store fronts do offer the EPP program. They are nice about
Most store fronts do offer the EPP program. They are nice about it, at least mine was. You have to go in at least one day before your loan is due. You can not get one if you have already defaulted.
Some will not require that you make a payment that day and will hold it for the first payment to be made on your next payday.
question - do you have credit cards? if you could transfer all
question - do you have credit cards? if you could transfer all that over to a credit card (or more than one), that would be simpler (in my mind) to deal with
If you can list out who your storefront pdls are, we can check t
If you can list out who your storefront pdls are, we can check the CFSA site and see if any of them are members. If they are, you may be able to invoke the EPP (extended payment plan) with them. :D
