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I have several payday loans that I have had to stop payment on due to not being able to pay my necessary bills. I have received very threatening and rude calls and was wondering if they can actually sue me or garnish my wages? Please help!!!!

Hi there and welcome to the community! We need a little more info first.
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.
I'm sorry to tell you this, but there is only one sure way to stop the withdrawals, and that is to close your account. If that isn't an option, then tell the bank to put a hard debit block on your account. Before you close your account, read this information at the link below. ount.html

Please do not let any of these pdl's know you are going to close your account, until AFTER you have done it!

Sub: #1 posted on Mon, 08/25/2008 - 16:13

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17345 | Credits: )

This site is so helpful. I advise you to read all the relevant post relative to your respective lenders. Type the name of the lender in the upper hand corner. First find out if they are legal, send letters revoking authorizations , see the topic pay day law in your state and view a couple of these forums for sample letters, go to forum new payday trouble on the first page and look at Shazzers reply for sample letters etc.. If lender is illegal only pay principal, if you have signed a voluntary wage assignment revoke it in letter and email and inform your payroll, that there is a mix up and to block that company...hope that helps stay on this site for a hour and just read others story, I got a paid in full letter today and just started this process over the weekend

Sub: #2 posted on Mon, 08/25/2008 - 16:14


Alazae you really should sign up and join this community, you can actually ear a few extra bucks by sharing your experiences and knowledge with others, for each post you make you will receive points, then you can cash in your points for money! :)

Sub: #3 posted on Mon, 08/25/2008 - 16:19

Shazzers Shazzers
Moderators Cum Industry Expert
(Posts: 17345 | Credits: )

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