how much should I pay?
Date: Mon, 04/16/2012 - 15:25
Husband:
11/14/11 800.00 made 4 payments of 124.49, totaling 497.96. on 1/20, paid off with payment of 806.20
1-25-12 reloaned 800.00. 4 payments of 129.75, totaling 519.00.
Myself:
11/8 loaned 700.00 made 2 payments of 108.02, totaling 216.04. On 12/8, paid off with payment of 683.56.
12/13 loan 800. 3 paymentss of 129.75 totaling 389.25. paid off 852.62 on 2/8.
2/13 loan 800.00. made 4 payments of 124.49, totalling 497.96.
So, I guess my question is, do I owe them anything, or am I considered paid since I did those payoffs.
Please know I appreciate any help. this is so sickening to me that we got into this mess!
Here is how I did it when I wrote my letter to state that my loa
Here is how I did it when I wrote my letter to state that my loan was paid in full and asked for a refund. I totaled all deposits into my account and subtracted all the payments that were deducted from acct to include the times that I paid them off. So by my calculations....your husband over paid by $223.16 and you overpaid by 339.43. They owe you a refund if they are illegal in your state. I have received to paid in full notices and both of them I have had multiple loans with. I doubt I will ever get a refund even though I believe they owe me money....but I will be more than happy just to make sure I never have to pay these loans again.
Hope this helps.
illegal
since plain green is tribal they are illegal.so as stated already you are owed by them.state that in your letters.
update
I received email today from Plain Green after having sent the email to stop ach and ask for a refund.
They respond, basically, that because the loan was made by an arm of a sovereign indian nation are not subject to state law, they are governed by the laws of the chippewa-cree, and that this is not a payday loan.
they are offering me a repayment plan of the principal, which, of course I don't want to pay. Should I just reply to the email again asking that a refund be sent, or do I ignore it.
Thanks again for all the help.
well
keep resending your original letter demanding a refund.if you want.add a part stating that you wlll not pay another dime.that;s it.