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I Am overwhelmed-need help?

Date: Fri, 12/14/2007 - 12:39

Submitted by anonymous
on Fri, 12/14/2007 - 12:39

Posts: 202330 Credits: [Donate]

Total Replies: 4


I have 6 payday loans that some will not answer me,and keep running into a negative a bank account I no longer use,yet the bank will not close it for another 60 days and it is already at 900 and change?I also have credit cards,etc?


william, welcome! :D Can you please give just a little more information and we can help you? Can you tell us what state you reside in, who the pdls are with, how much you have borrowed (principle amount only), and how much you have paid back so far? We can start helping you here!


lrhall41

Submitted by cannr on Fri, 12/14/2007 - 12:48

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loan shoppe-260.-magnum z llc? 0we 260-500 cash,395-they are going after my SS?cashnet?395-cash usa,330-I can not remember other one?Was for 250,I believe.I have paid i20 to loan shoppe that is all?I live in Coeur dalene Idaho


lrhall41

Submitted by on Fri, 12/14/2007 - 13:24

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william, I've posted Idaho state pdl law so we can all see it. Yuck. A lot of "no limits", "not specified", and they also allow three "rollovers". Let's see your loans.

Loan Shoppe - is this Little Loan Shoppe or The Loan Shop?
Magnum Z
500 Cash - is this 500FastCash?
Cashnet - is this CashNetUSA?
Cash USA - is that the name of it? Or another CashNetUSA?

Okay, you posted what you "owe", but I think you included thier "fee" in that. How much did each one actually put into your bank account? Like the 500 Cash one - you said owe $395.00. Did they really just put $300 in your account and the $95 is a "fee"? I understand you've only paid on the Loan Shop one so far. That's fine. But, what do you mean they are going after your SS??? Did they say that? Or do you mean they are debiting your account and your SS money is in there? I need for you to clarify the names of these pdls, because you may be dealing with some that are unlicensed/illegal. We need to be able to distinguish between the legal ones and the illegal ones. One good point about your Idaho law is that criminal action is prohibited. So you would be able to close your account so the pdls can no longer hit it and then we can fight with them while your money is safe in another bank account.


lrhall41

Submitted by cannr on Fri, 12/14/2007 - 15:46

( Posts: 9317 | Credits: )