Well, I did it!!!

that is the first step.securing your money.keep us posted.you are on your way.

congrats! try to work with your bank and have them closed the credit only account as soon as they can :)
i have found that keeping it simple with the bank works best.

That little devil in your icon always makes me smile!! :P
I am now starting to prepare myself for the barrage of phone calls. It's def. going to be interesting. I just hope my bank (NAT CITY) is true to their word on this whole "credit only" issue!

the bank should be okay.just know that they will be outrageous in their threats.they can't do any of what they say.as long as you are secure in that fact.you should be fine.the avatar is HOT STUFF a character in the CASPER comics and cartoons.

I used to watch that cartoon when I was little!! Flashback!! :P

I will stay in contact with the bank for sure. The office manager suggested it stay open as credit only until my dd are switched which should be in the next two weeks or so. Wish me luck that this all plays out correctly.

cool.keep us posted. :D 8)

Good luck on taking the first steps; yes, as paulmergel says, you'll get the threats from the PDLs, but hang in there, there IS light at the end of the tunnel!