Pay Day Loan Yes
Date: Fri, 01/04/2008 - 22:20
I received a message on a multi user telephone at work yesterday from pay day loan yes. I called back to talk with Tyler but talked with another representative. He stated he worked for Legal Mediation Practice. I closed my bank account after making a loan with pay day loan yes. He needed to collect $790 by 8:00pm or I would be arrested for fraud, loss my job, and never work in education again.
I explained to him that I am willing to pay the loan in two to three payments but I had money at the current time until next payroll. I made the loan months ago on an old open account. I would make arrangements to pay them but they always debited the day before. The account was overdrawn by $800 and closed by the bank. I opened a new account with another bank. Somehow they got that bank account number and started running electronic drafts out of that account, which did not have $690.00 plus a $30.00 fee to be withdrawn. I discussed it with the bank but they stated it was nothing they could do because I must have had some affiliation with them. I NEVER AUTHORIZED PAY DAY LOAN YES TO DRAFT ANY TRANSACTIONS FROM THE NEW ACCOUNT. In the same breath he said call me back in an hour to tell me how much money you can come up with. I see you have never been in trouble with the law before and you would like to keep it that way.
I am unsure of my rights. Can I be charged with fraud charges?
I explained to him that I am willing to pay the loan in two to three payments but I had money at the current time until next payroll. I made the loan months ago on an old open account. I would make arrangements to pay them but they always debited the day before. The account was overdrawn by $800 and closed by the bank. I opened a new account with another bank. Somehow they got that bank account number and started running electronic drafts out of that account, which did not have $690.00 plus a $30.00 fee to be withdrawn. I discussed it with the bank but they stated it was nothing they could do because I must have had some affiliation with them. I NEVER AUTHORIZED PAY DAY LOAN YES TO DRAFT ANY TRANSACTIONS FROM THE NEW ACCOUNT. In the same breath he said call me back in an hour to tell me how much money you can come up with. I see you have never been in trouble with the law before and you would like to keep it that way.
I am unsure of my rights. Can I be charged with fraud charges?
They are lying to you. You will not go to jail. If this is a col
They are lying to you. You will not go to jail. If this is a collection company they are breaking the law. Hang in there, do not give them new bank info and someone with more information will be on to answer more questions soon.
