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Any info on (678)369-4686

Date: Tue, 12/15/2009 - 07:21

Submitted by jmy08stang
on Tue, 12/15/2009 - 07:21

Posts: 39 Credits: [Donate]

Total Replies: 10


I recently got sucked into the payday loan abyss. I currently have loans open with signmyloan.net, Pack Management or B&L, The Titan Group, and Wagesfast.com.
After I took these out, I found out that I am going to be losing my job after 17 years.I work in the Pharmaceutical industry.Our company was purchased by Pfizer and they have decided to close our building. I will have a job until June of 2010. I am behind on all of my bills. I am able to pay my rent and my car payment,have no way of catching up right now. Once I start collecting unemployment and get my severance,I will be able to catch up on things,but that will not be for awhile. I stopped all ACH transactions for the payday loans. I got letters yesterday in the mail that the loand for the Titan Group and Pack Management/B&L went to collections.I got a call yesterday from (678) 369-4686, saying that a case was being put together against me and legal action will be taken. Did not say who they were representing or what this was for.
I am not trying to get out of not paying this back, things are just tough for me right now. Trying to talk to these people and explain what is going on is just out of the question. They call here at work and at home a million times a day. Just want this to all stop. Does anyone have any info on the phone number I listed above? Thanks for the help. John


By the way, any legit collection agency or Attorney would not hesitate to say who they were. Whatever you do, do NOT give out ANY personal information to ANYone over the telephone. Tell them they now have 5 days after their first initial contact with you to send you a dunning letter (letter of collection) via the mail per the FDCPA, if they really are legit, they will already know this. If theycontinue to harass you over the phone after you tell them this, file a complaint with the FTC (in my signature) and your Attorney General.


lrhall41

Submitted by Shazzers on Tue, 12/15/2009 - 08:13

( Posts: 17344 | Credits: )


Quote:

Originally Posted by jmy08stang
Thanks for the quick reply Shazzers. I am in NJ. Yes, these are all internet loans


NONE of your lenders are licensed lenders as payday loans are prohibited in your state. I am going to give you a link, please read it thoroughly and follow it step by step and you will be fine, CLICK HERE to find out how to deal with illegal lenders.


lrhall41

Submitted by Shazzers on Tue, 12/15/2009 - 08:15

( Posts: 17344 | Credits: )


Does anyone happen to have the addresses to these payday loan companies? I tried to check the BBB website by name and phone number, nothing comes up. Here they are:
Wasgesfast.com
Pack Management or B&L
Titan Group, LLC
Signmyloan.net/ NLS Cash Advance
Thanks again for all the help. Starting to write my letters for each company. Need to know where to mail them.


lrhall41

Submitted by jmy08stang on Tue, 12/15/2009 - 12:58

( Posts: 39 | Credits: )