Payday loan
Date: Mon, 11/09/2009 - 13:19
I live in New Jersey and recently I received a letter
from Professional Debt Mediation claiming I owe
$1000.00 on a payday loan. I had a loan with them
for $400 in which I paid $500 in fees. I have sent
them a Cease & Desist Letter informing them I will
not pay anymore that I consider this loan paid in full
and they are a illegal payday lender.
They claim they are going to report me to the 3 credit bureaus and they have been calling my work
number. My checking account has been closed. I
have already made complaints againt them with
the BBB, Attorneys Gen.Office. Is there anything
else I should do? Any help would be appreciated.
from Professional Debt Mediation claiming I owe
$1000.00 on a payday loan. I had a loan with them
for $400 in which I paid $500 in fees. I have sent
them a Cease & Desist Letter informing them I will
not pay anymore that I consider this loan paid in full
and they are a illegal payday lender.
They claim they are going to report me to the 3 credit bureaus and they have been calling my work
number. My checking account has been closed. I
have already made complaints againt them with
the BBB, Attorneys Gen.Office. Is there anything
else I should do? Any help would be appreciated.
Quote:Originally Posted by dm114I live in New Jersey and recentl
Quote:
Originally Posted by dm114 I live in New Jersey and recently I received a letter from Professional Debt Mediation claiming I owe $1000.00 on a payday loan. I had a loan with them for $400 in which I paid $500 in fees. I have sent them a Cease & Desist Letter informing them I will not pay anymore that I consider this loan paid in full and they are a illegal payday lender. They claim they are going to report me to the 3 credit bureaus and they have been calling my work number. My checking account has been closed. I have already made complaints againt them with the BBB, Attorneys Gen.Office. Is there anything else I should do? Any help would be appreciated. |
Send them a copy of N.J. payday loan laws because ALL payday loans are prohibited in your state. Tell them they are trying to collect on an illegal debt!
Click the link below to print out a copy to send to them.
http://www.paydayloaninfo.org/stateinfo/NJ.asp
