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Debtconsolidationcare.com - the USA consumer forum

Pay day harassment

Date: Mon, 10/18/2010 - 19:18

Submitted by anonymous
on Mon, 10/18/2010 - 19:18

Posts: 202330 Credits: [Donate]

Total Replies: 2


I had a loan with payday loan yes and cash jar, i had paid the principal on both, for payday loan yes i overpaid by $120 and cash jar by $25. I cancelled bank account and sent revoke letters. Payday loan yes called me today at work saying i owe $650 w/prinicipal and interest. I in the past advised through communication through email when they contacted me that i owe nothing as well as when i spoke over phone. I asked for their address and license #, they said i could find address on website but wouldn't verbally give it when i was speaking with them, i again asked since the lady was badgering me and telling me their laws apply and not mine in NJ, she then hung up on me. No address appears. I just want to be assured that no one has the right to come after me that what i'm saying to them is correct. I paid principal and despite their laws or their electronic agreement i signed, it is not valid no matter how many times they say it is. I just want to know how or when i can get them to stop contacting me at work and home. What can one individual do to at least shut these people down after the prinicipal of the loan was paid.


Well, the only thing I can tell you is to stick to your guns. Let them know you are now fully aware of your rights, and their illegal status. You have overpaid them, and if anything they owe YOU money. Demand a PIF letter. Do not let them harass you. Eventually they will give up. You can find more information about how to deal with them here:
http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html


lrhall41

Submitted by needhelpinCA on Tue, 10/19/2010 - 09:09

( Posts: 80 | Credits: )