paydayloan help
Date: Mon, 06/14/2010 - 23:42
On 6/14/10 I received a stop payment notification via email. I have stopped all authorized debit entries. However, you still have a balance of $475 that needs to be settled. Please contact our Collections Department, if no contact is made within a reasonable amount of time the account will be sent to a third party collection agency.
Thank you,
Nikki
Collections manager
PH #: 866-321-6114 option 4
[email]Nikki@pdlsupport.com[/email]
Tell them you owe them nothing and demand a paid in full, also r
Tell them you owe them nothing and demand a paid in full, also remind them of the complaints you are filing against them.
Hi, There is nothing to worry if you have the proof of your deb
Hi,
There is nothing to worry if you have the proof of your debts paid in full. At the most they might ask for the relevant documents to prove that you have made the payment in full.They are aware of the FDCPA laws and will not disturb you if they are aware that you had already made the payment.
Thank you Shazzers for all your help. I have a couple of more qu
Thank you Shazzers for all your help. I have a couple of more questions. I called my bank today and they said my account was closed on 6.10.2010 and that I have a 0.00 balance. Friday 6.11.2010 my interest payments were due and they sent them all back and I did not get charged any fees. Does that mean that part is over or will they try again? National Group called me on Monday after they received my email but I did not talk to them they left me a message on my voice mail should I send them another letter and tell them not to contact me except by email and postal mail. I have 2 other loans Nation Wide Cash borrowed $500.00 paid $500.00, Southern Financial borrowed $400.00 and paid $942.00 and requested a refund from them and today FDL loans is installement and they are requesting that I call them but I don't have money to pay today should I call them back anyway? Please help I am really starting to feel back in charge of my life.
Quote:Originally Posted by AnonymousThank you Shazzers for all y
Quote:
Originally Posted by Anonymous Thank you Shazzers for all your help. I have a couple of more questions. I called my bank today and they said my account was closed on 6.10.2010 and that I have a 0.00 balance. Friday 6.11.2010 my interest payments were due and they sent them all back and I did not get charged any fees. Does that mean that part is over or will they try again? National Group called me on Monday after they received my email but I did not talk to them they left me a message on my voice mail should I send them another letter and tell them not to contact me except by email and postal mail. I have 2 other loans Nation Wide Cash borrowed $500.00 paid $500.00, Southern Financial borrowed $400.00 and paid $942.00 and requested a refund from them and today FDL loans is installement and they are requesting that I call them but I don't have money to pay today should I call them back anyway? Please help I am really starting to feel back in charge of my life. |
Refresh my memory, is Southern Financial a store front lender or Internet lender, also, are they installment/small loan lenders? I've not heard of them, but, if they extended a payday loan to you on the Internet then that loan is illegal. As far as FDL, since they are legal lenders, yes, you should call them and try to work something out with them because they can and will sue you, eventually.
Oh and, I would resend your letter to Nationwide, repeatedly, th
Oh and, I would resend your letter to Nationwide, repeatedly, they will get the message sooner or later, if you call them, all they will do is threaten you, they just want someone to argue with, don't give them that.
Southern Financial is a internet payday lender so there letter r
Southern Financial is a internet payday lender so there letter request that they send refund not sure if i have correct email but it did not come back. So I guess that I will send all my letters out every morning before I go to work. Shazzers also B O A sent ach back on Friday so do you think my closed account will stay closed?
Thanks for all you do. I am so glad I found all of you.
Quote:Originally Posted by AnonymousSouthern Financial is a inte
Quote:
Originally Posted by Anonymous Southern Financial is a internet payday lender so there letter request that they send refund not sure if i have correct email but it did not come back. So I guess that I will send all my letters out every morning before I go to work. Shazzers also B O A sent ach back on Friday so do you think my closed account will stay closed? Thanks for all you do. I am so glad I found all of you. |
BOA isn't very helpful so I wouldn't count on that, monitor that account very closely, and exercise your rights if they should let an unauthorized ACH go through, you may even need to print out and take in the EFTA law to BOA, because they could be held responsible if they don't comply with it.
Hey guys received my first Paid In Full today yippie. I thought
Hey guys received my first Paid In Full today yippie. I thought I would share that information to keep you posted on my progress:
Dear Ms Nikki,
I received your email and I have been Advised by My States Attorney Generals Office That I owe you nothing Further and I am Demanding a PAID IN FULL letter with Account Closed. If I don't Receive this in a reasonable amount of time I will be filing complaints against you to the BBB,FTC and another complaint with my AG... There resonse:
As of 6/16/10 your account with International Equity Group has been paid in full, the confirmation number for your payoff is 2715026. We really appreciate you contacting us on behalf of your account. Please contact our collections department if you have any questions. Thanks again and have a great day!
I am so glad I found this site I was about to sell my car to get out of this mess. I starting to fill like a productive human being again instead of a screw up. You guys helped me with that. Thanks Again. One down and 3 to go.....