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Mississippi question

Submitted by okra on Mon, 05/13/2013 - 08:02
Posts: 68
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I have a question that I have been working through for some time now are the following payday loan companies legal in the state of mississippi



Ameriloan
USfastcash
viploanshop
cashcall

I have paid faithfully for quite sometime but I am tired of the cycle of not having my paycheck.



I called the MS Department of Banking. None of your lenders are legal which means you are only morally responsible for paying back the original principal amount borrowed. Click on the sticky on how to deal with unlicensed lenders, follow every step and good luck to you!!


Submitted by bingonut on Mon, 05/13/2013 - 08:43

bingonut

( Posts: 1428 | Credits: )


so my steps of action are as follows.

1. secure new checking account
2. send letters to all companies informing them they are not legal
3. send letter to employer regarding wage garnishement


Submitted by okra on Mon, 05/13/2013 - 09:15

okra

( Posts: 68 | Credits: )


Yes and make sure that your new checing account is in no way linked to the old and do not under any circumstances give out your new checking account information


Submitted by bingonut on Mon, 05/13/2013 - 11:20

bingonut

( Posts: 1428 | Credits: )


ok thanks so much for all the help i forgot to ask about idealgelt. I just figured up how much money extra i would have left if i did not have these things and it makes me sick.


Submitted by okra on Mon, 05/13/2013 - 11:22

okra

( Posts: 68 | Credits: )


idealget is also illegal. Follow the same procedure for them as well. We all have been in your shoes, it does get better, hang in there. Keep us posted on your progress!


Submitted by bingonut on Mon, 05/13/2013 - 11:34

bingonut

( Posts: 1428 | Credits: )


yes i am trying my best to stay positive and be strong i plan to do it this month. i have to do it and make it happen. Its encouraging to hear of others that have been through this. I am a school teacher also.


Submitted by okra on Mon, 05/13/2013 - 11:42

okra

( Posts: 68 | Credits: )


Yes, it does take some hard work on your part, but worth it in the long run. Eventually, you will be payday loan free and that is a wonderful feeling!!


Submitted by bingonut on Mon, 05/13/2013 - 12:42

bingonut

( Posts: 1428 | Credits: )