Thinking of going alone

Well, since you live in N.Y. you already know ALL of these loans were obtained illegally. Therefore, click on the link below and follow it step by step, you should be fine.
http://www.debtconsolidationcare.com/paydayloan/illegal-pdl-dealings.html

i"m still abit confused do i have to do anything with the ag's office? also is there anyone who has had success with these companies were you able to get them to accept the principle amount

also does anyone out there have any info on advance today/impact cash i think they're the same, anything like an email address or any info on high county ventures those are the only two i don't have info on

Read the step by step instructions at the link I gave you above, that should answer all your questions.

Impact Cash LLC
1551 RENAISSANCE TOWNE DR, STE 560
Bountiful, UT 84010
Telephone: (435) 214-4148

I would not pay Langhorne to settle Illegal loans. That is a complete waste of money. You have the stste laws on your side :wink:

High Country Venture is ImpactCashUSA, Cheyenne River Sioux Reservation, and is illegal.

Impact Cash USA
1-800-707-0102 ext. 8005
Monday-Friday, 8-5pm (MST)
accountservices (@) impactpayments.com

ok i sent out the letter that was in the sticky telling about revocking ach ability and that i only owe for the principle. just waiting to hear back now. I have only problem that maybe someone could help me with, only one of the accounts kingston has my account number what do i do about them if they ignore the letter i sent and keep taking money out every two weeks?

You REALLY should have secured your account BEFORE sending out any letters. You need to get to the bank and place a hard debit block on it immediately! Speak directly with the branch manager. Please read the steps in the illegal lender thread again, it's important that you follow it step by step to keep these illegal lenders from debiting your account. I am afraid if you don't get your account secured immediately the lenders who have your account information will attempt to debit your account, and most likely the entire amount. Take your revocation letter to your bank immediately so if these companies do make attempts to debit your account you can have it reversed.

ok so i closed my account and opened another, i heard back from kingston they are saying the i entered into it knowing the 89 finance fees are part of it and don't go toward the principle anyone have any experience on how to repsond to the loan places when they leave messages saying that they will only take payments that include the finance charges

tell them they are illegal and full of it.they will try alot to keep you paying and will lie through their teeth.

also is it possible that I have two accounts with the same place cause i'm seeing that advance today and high country are both listed as impact cash, also are they the same as rbt

Thank you all for all the helpful information, I was also curious those that have filed with the ag's office what did you tell them? is that something you think I should do as well? and if so what do I tell them?

So I heard back from someone at rbt and he said he can take set something up for the payments for rbt, high county and for impact cash. He said that they will not take payments for western union or moneygram, but will take moneyorder or debit/credit card. Which of these do you think would be my best option for making the payments. I was thinking of getting a prepaid card I don't want to give them my actual card numbers. Or am I safer getting money orders, is there a way I can track them? Again thank you all for your help.

Also they want me to send 390 for each of the 3 loans they were each for 300 and that's all i'm going to send them is the 300 for each

Pay by moneyorder you can track those they have an 8-12 digits number on them.

how do i track them? should i use ones from the post office?

i used the ones from the post office.. i had to track one a year later to prove payment and it was very easy to do :)

so all you have to do is track it with the post office, cause it was making me nervous that these places would recieve it and say they never got it in an attempt to get more money out of me since they are only getting what was lent to me

yeah, that happened to me but only with one company.. the post office was able to track it and it was fine :)
if the companies are not legal, they may never agree to settle for principal only. there is a company that i never got a PIF for but just stopped paying because i paid over the principal owed.

well rbt, high county and impact all want 390 on a 300 loan, i was planning on sending them each money orders for 300 and be done with it. I checked the laws here in ny and i know they are definitely illegal

no, you're right.. that is what i would do. and if they do not agree that that is full payment than you honestly did all that you could do.

Has anyone heard of these places not accepting a money gram payment?