Please help me
Date: Mon, 09/22/2008 - 09:20
Send them letters telling them you cannot pay anymore! After tha
Send them letters telling them you cannot pay anymore! After that, they should not be able to touch your money.
Really, A letter is all I need? Thank you so much . This is real
Really, A letter is all I need? Thank you so much . This is really a life saver
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sending a letter is good,but you must close your current account and open a new one.do not send the letters until your money is secure.if you send the letters before your account is secure the pdl's will bleed you dry.pdl's are prohibited in NY therefore every pdl lent you illegaly.they won't play fair.once they realize you are taking steps to stop them they will only go further.close your account asap or at least put a hard block on it.make sure no transactions but deposits go through.
OH MY, Now this is getting a bit confusing. Did I break the law
OH MY, Now this is getting a bit confusing. Did I break the law by getting these loans if they are illegal. What will happen when they get the letters, can they sue me, can they take my property. I owe so much .
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no they broke the law lending to you.you are obligated to pay what you borrowed.if you covered that with your pdl's you owe them no more.you see these places operate illegaly therefore they don't care about the laws.you did nothing wrong,they did when they lent you,but you must close your account or they will keep debiting.oh and that means they can't sue on an illegal debt that was paid.these places will lie to you left and right.don't believe a word of it.
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scroll down.on the right hand top you will see the do it yourself section.that will have the letters you need.
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it should be good for any debt really.you just have to tweak it to include the name of said pdl.
thanks paul. guess I still dont get it. hopefully I can learn mo
thanks paul. guess I still dont get it. hopefully I can learn more.
Try this one, tailor it to your needs. :) Date: Quote: Name
Try this one, tailor it to your needs. :)
Date:
Quote:
Name Of PDL Your Name City, State Account # After doing research regarding Internet payday loan laws in the State of _______, I have found that your Internet payday loans are actually illegal. I have also found the following laws to be true applying to payday loans in the State of _____ in general: Your State Information I hereby revoke any and all ACH authorizations with your company from debiting any of my personal accounts, per Federal law, Regulation E Section 205.10 Preauthorized transfers. I have closed my account with the XXXXXX to protect my interest in this matter, per instructions from The _____ Department of Finance. I also revoke any and all wage assignments I may or may not have signed with your company, I no longer authorize you, your company, or your affiliates to attach any part of my wages or contact my employer for your collection purposes. I have notified my employer about this matter so any attempts to do so on your part will be rejected. I demand that any contact be made through US Postal mail or email only. I will need everything in writing to keep accurate records of all communication as per instruction from my Attorney General's Office. I prohibit you or your affiliates to contact me via telephone at my place of employment or my home telephone number. I also prohibit you from calling my references listed on my loan. Due to the fact that Internet payday loans must be licensed in the state of ____ to be a legal and binding contract, your company should NOT issue loans to ____ residents at all. I am requesting that you send me your license number which enables you to offer loans to ____ residents. The legal amount that could have been charged to my loan is the principal amount, even IF your Internet pay day loan were legal anywhere in the U.S.. I am willing to pay the principle amount of the loan only, however, this is only if you provide me with a physical address where I can send payments. I must also inform you that I will be filing complaints with the Better Business Bureau, the Federal Trade Commission, and the ____ Attorney General's Office. I expect a response from your company no later than 5 days from the above date regarding this matter. This response may only come via US Postal mail or email. No telephone contact is permitted. Sincerely, Your Name CC: Better Business Bureau Ohio Attorney General Federal Trade Commission |
