question about payday loan storefront in ohio

Oh no no no, don't even go there. Now that this collection agency has contacted you via telephone, they have 5 days to send you a dunning letter in the mail, after which you will have 30 days to send them a validation letter. What is the name of this bill collector and the lender?

Since you said it is a storefront, is it possible that it is the collection dept for that storefront? I had a defaulted loan with Checksmart, and they operate under BCCI(Buckeye Check Cashing). They were calling me and I thought it was a collection agency, but come to find out, it was BCCI, which is the collection dept for Checksmart. They are still considered first party collectors, and if the storefront you are dealing with said that they were gonna turn it over to the district attorney, it is possible that they could turn it over to the check resolution dept of the court house for a mediation hearing. What storefront are you dealing with?