Can they go after an old checking account?

are these in default?if not you can request an EPP(extended payment plan).go in see the manager before your due date and request it.then your loan balance is frozen and broken into four equal payments.it isa pain with 8 storefronts,but they can and will seek remedies via the courts then depends on your state if they can access your new account via a judgement.i would look into the EPP if you can.

Pdl companies have been known to go after other accounts thats why it is best to close your account and open a new one at a different bank. In your case I would close both while they are not in the negative. Banks will not close accounts unless they are in a positive status. JMO

The poster has store fronts which are legal. Closing his account can cause huge problems. Please be careful of posting misinformation. Paulmergel has given good advice

Guest sometimes we have to protect our interests. Like I stated above this is JMO nothing more nothing less. I don't claim to be a licensed advisor, just sharing my thoughts.

Yes we do have to protect our interests but id a comoany is legal they can and will sue . The last thing the poster wants or needs is to go to court over this

Yes they can sue and so can the bank if they fall further behind in debt and their account continues to collect nsf fees. These PDL's can also debit the account more than once creating a situation that a person cannot recover from and may also lead to someone not being able to get a bank account. In my opinion first protect your interests and second go to these companies and explain the situation and try to make payment arrangements. The poster needs to be proactive to prevent the store fronts from taking legal action.

Forgot to log in that was me kfstaff.

You can NOT get an EPP after you default. The legal store front members of the CFSA will only grant an EPP prior to defaulting. Enough said.

Guest, that is true that you cannot get an EPP after you default BUT if you can manage to pay the defaulted amount and get a reloan then you can get the EPP before the due date...this is what I have done with some of my storefronts and I am on my way to having 6 PDLs paid off in the next month or so :)

great going. 6 paid off. Something to be proud of.

No one said default first, secure your bank account first while your loans are still current, then prior to the due date arrange EPP's but keep in mind some store fronts though licensed are not members of CFSA and actually make you default first before they will make payment arrangements. The poster does not name the store fronts or state so we dont know.

The state is Virginia.
Advance America
Check n' Go
CheckSmart
MoneyMart
ACE
Check n2 Cash
Approved
QuikCash

The state is Virginia.
Advance America
Check n' Go
CheckSmart
MoneyMart
ACE
Check n2 Cash
Approved
QuikCash

All are due today....

Advance America....CFSA
Check n' Go ....CFSA
CheckSmart ....CFSA
MoneyMart ....???
ACE ....No
Check n2 Cash....CFSA
Approved ....CFSA
QuikCash ....No

Here is your breakdown for CFSA members. Go to them immediately and try to get EPP. If no luck at store level, look-up corp number and call to explain your situation. Calling Corp will be your best bet to make the most favorable payment arrangements, but do it TODAY!!!

The state is Virginia.
Advance America
Check n' Go
CheckSmart
MoneyMart
ACE
Check n2 Cash
Approved
QuikCash