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OneClickCash Issue

Date: Mon, 10/26/2009 - 04:10

Submitted by Artn
on Mon, 10/26/2009 - 04:10

Posts: 260 Credits: [Donate]

Total Replies: 22


I got the following email from oneclick. I am in NY. I had 3 prior loans which were paid in full. I overpayed $650 on the three. The open loan I have was for $450 of which I made $135 in payments.

One Click Cash Recovery Department now holds account #6820381 which is in a collection status. According to our records, your outstanding balance is $585.00. (If you have recently resolved this account over the phone, please disregard this message.)
Most likely this loan was used to help with unplanned expenses. Keep this quick and convenient option available the next time something unexpected happens. Immediate action is required to avoid impacting your future borrowing options. We value you as a customer and would like to help you take care of this for less than you owe.
To accomplish this, we are providing you:

  • A private and totally secure website for making an offer on this account for less than you owe.
  • The convenience of making your payment(s) online.
  • The pleasure of clearing your account without ever talking to a collector.
  • Flexibility to schedule a payment today and not pay anything for up to 14 days.
It is quick and easy:
1. [FONT=Verdana]Grab your debit card and click on this link to log on to the website [URL="http://recovery.oneclickcash.com/"]http://recovery.oneclickcash.com[/URL].[/FONT]
2. Enter your account number and last 4 digits of your social security number.
3. Through a few simple steps you can verify your account information, and tell us what and when you can pay to settle this account.
4. When your offer is accepted, and you make the required payment(s) YOU WILL OWE NOTHING MORE ON THIS ACCOUNT.
[FONT=Verdana]Please log on now to [URL="http://recovery.oneclickcash.com/"]http://recovery.oneclickcash.com[/URL]. This special offer is good only for a limited time. [/FONT]
Should you have any questions concerning this account please feel free to contact us TOLL FREE at 1-800-410-9419.
Thanks for being our customer,
[FONT=Verdana]One Click Cash Department
[EMAIL="Recovery@oneclickcash.com"]Recovery@oneclickcash.com[/EMAIL] [/FONT]
[FONT=Verdana][/FONT]
My question is what to I tell them I will settle for ? Do I pay the remaining $315 or do I tell them to take a hike since I overpaid so much prior ? Or, do I come up with a lower settlement offer since I overpaid. Any advice would be greatly appreciated....
[FONT=Verdana][/FONT]


whether you choose to pay is up to you.some have applied other loans in these cases.some have decided to pay on that particular loan.the part that disturbs me in their form letter is that they want a debit card #.i say NO WAY!!!!!!!respond that you want an address to send payment.no address no payment period.i personally wouldn't give them another dime.


lrhall41

Submitted by paulmergel on Mon, 10/26/2009 - 04:56

( Posts: 15514 | Credits: )


I agree in that I think I shouldnt send another dime. However, if I dont ,am I going to go through this mega hassle like I am with Lighthouse Recovery in relation to a similiar situation with Kenwood Services ? When I closed my checking account, I never opened another. Its a temporary pain but I am in full control of my $$$


lrhall41

Submitted by Artn on Mon, 10/26/2009 - 05:36

( Posts: 260 | Credits: )


It is the same exact e-mail I get every couple days from US Fast Cash. They don't respond to any e-mails, and you cannot send a response to theirs. I would subtract what you overpaid from the balance and that's what you owe. How to pay them is another matter. Do NOT give them a debit card, credit card, bank account number. They've been sending me e-mails regularly ever since I sent my original revocation letter 7/27.


lrhall41

Submitted by aubrey on Mon, 10/26/2009 - 07:40

( Posts: 1203 | Credits: )


I keep receiving the same email from ace cash services. Are they affiliated with oneclick cash? I never logged onto the website because I refuse to give this company my new bank account information. Once you do then I'm sure they will go in and try to take every cent. I keep resending and faxing letters to ace cash services but of course get no response except for that standard email they send. I filed a complaint with the BBB but Ace Cash Services did not respond to it of course!


lrhall41

Submitted by on Tue, 10/27/2009 - 11:09

( Posts: | Credits: )


Some Indian voice ( hard to understand, couldnt even make out the return phone # ) left me messages that me or my attorney get in touch with them. Told me that if they dont hear from me, the only thing they could do is "wish me luck". Do you beleive that ? AMAZING !!!!!!!!

FYI... am assuming its oneclickcash.


lrhall41

Submitted by Artn on Thu, 01/21/2010 - 16:39

( Posts: 260 | Credits: )


Quote:

Originally Posted by paulmergel
whether you choose to pay is up to you.some have applied other loans in these cases.some have decided to pay on that particular loan.the part that disturbs me in their form letter is that they want a debit card #.i say no way!!!!!!!respond that you want an address to send payment.no address no payment period.i personally wouldn't give them another dime.

to anyone out there with pay day loans. You tell them that you are closing your accoutn and do it!!!! You file complaints with the federal trade commission, your state attorney general, senator, congressmen, the news media, anyone......be speciic about what pay day loan companies. Some will clear your account as soon as you start questioning them!!! Others will harass you, just hang up. Owing money is a civil matter, not a criminal, they cannot arrest you or take your children away, or anything else they threaten!!!! Do not let them intimidate you, stand strong!!!!!! They also will nto take you to court as they are illegal and no judge will rule in their favor, as they overcharge interest, and violate about every federal banking law that exists..............................................but, even if the worst happened..which would be garnishing your wages, they can only get a small percentage, and that is still better than what happens when you allow them to keep taking money from your accounts........................do not pay them!!!!! They are not legal!!!!!!


lrhall41

Submitted by on Wed, 08/18/2010 - 18:18

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